Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities:
Net Income	$ 8,964	$ 7,112
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	318	318
Deferred income tax benefit	(240)	(2,130)
Net amortization of premiums and discounts	119	385
Net amortization of deferred loan costs and fees	235	253
Provision for loan losses	708	699
Net loss on equity securities	2	0
Net loss (gain) on sale of foreclosed real estate	9	(54)
Net increase in accrued income taxes	155	3,376
Net increase in accrued interest receivable	(708)	(577)
Net increase in prepaid and other assets	(648)	(973)
Net (decrease) increase in other liabilities	(7)	351
Net cash provided by operating activities	8,907	8,761
Securities available-for-sale:
Proceeds from maturities	56,351	30,543
Purchases of securities	(44,462)	(43,784)
Principal payments on securities	2,003	1,206
Securities held-to-maturity:
Proceeds from maturities	8,286	7,347
Purchases of securities	(27,916)	(31,015)
Principal payments on securities	17,138	8,001
Net (purchase) of Federal Home Loan Bank Stock	(2,328)	(357)
Maturity of long term certificate of deposit	0	250
Net increase in loans receivable	(46,916)	(40,729)
Proceeds from sale of foreclosed real estate	65	38
Purchases of premises and equipment	(322)	(202)
Net cash used by investing activities	(38,101)	(68,702)
Cash flows from financing activities:
Net increase in short-term advances	54,900	13,400
Repayment of long-term FHLB advances	(3,000)	(2,500)
Payment of cash dividends	(1,251)	(763)
Proceeds from issuance of stock options	0	25
Net (decrease) increase in deposits	(16,014)	61,216
Net cash provided by financing activities	34,635	71,378
Net increase in cash and cash equivalents	5,441	11,437
Cash and cash equivalents at beginning of period	26,504	16,277
Cash and cash equivalents at end of period	31,945	27,714
Non-cash investing activities:
Foreclosed loans transferred to foreclosed real estate	34	91
Cash paid during period for:
Interest	2,693	1,882
Income taxes	$ 2,049	$ 994