Note 6.

Deposits

Major classifications of deposits at June 30, 2018 and 2017 are summarized as follows:

(In thousands)	2018		2017
Noninterest-bearing deposits	$	102,694	$	95,929
Certificates of deposit		51,317		53,742
Savings deposits		216,103		197,288
Money market deposits		133,753		119,806
NOW deposits		521,367		392,770
Total deposits	$	1,025,234	$	859,535

Advance payments by borrowers for taxes and insurance totaling $7,597,000 and $7,172,000 at June 30, 2018 and 2017, respectively, are included in savings deposits.

Related party deposits are not material.

The following indicates the amount of certificates of deposit by time remaining to maturity as of June 30, 2018.


(In thousands)	3 Months or Less		3 to 6 Months		7 to 12 Months		Over 12 Months		Total
Certificates of deposit less than $100,000	$	19,369	$	4,158	$	4,311	$	11,107	$	38,945
Certificates of deposit $100,000 or more		2,757		1,138		1,643		6,834		12,372
Total certificates of deposit	$	22,126	$	5,296	$	5,954	$	17,941	$	51,317

The aggregate amount of certificates of deposit in denominations of $250,000 or more (the amount which exceeds the FDIC insurance limit) was $1,834,000 and $2,121,000 at June 30, 2018 and 2017, respectively. Certificates of deposit less than $100,000 due within 3 months or less, includes $15.0 million in brokered deposits at June 30, 2018.

Scheduled maturities of certificates of deposit at June 30, 2018 were as follows:

(In thousands)
The year ended June 30,
2019	$	33,376
2020		8,193
2021		6,908
2022		1,494
2023		1,346
	$	51,317