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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Interest income:    
Loans $ 6,053 $ 5,293
Investment securities - taxable 150 134
Mortgage-backed securities 784 767
Investment securities - tax exempt 824 667
Interest-bearing deposits and federal funds sold 3 2
Total interest income 7,814 6,863
Interest expense:    
Interest on deposits 606 531
Interest on borrowings 121 83
Total interest expense 727 614
Net interest income 7,087 6,249
Provision for loan losses 543 374
Net interest income after provision for loan losses 6,544 5,875
Noninterest income:    
Service charges on deposit accounts 773 717
Debit card fees 491 452
Investment services 70 93
E-commerce fees 32 24
Other operating income 183 198
Total noninterest income 1,549 1,484
Noninterest expense:    
Salaries and employee benefits 2,668 2,424
Occupancy expense 380 363
Equipment and furniture expense 120 120
Service and data processing fees 448 410
Computer software, supplies and support 146 133
Advertising and promotion 123 101
FDIC insurance premiums 114 100
Legal and professional fees 198 260
Other 557 647
Total noninterest expense 4,754 4,558
Income before provision for income taxes 3,339 2,801
Provision for income taxes 832 651
Net income $ 2,507 $ 2,150
Basic earnings per share (in dollars per share) $ 0.30 $ 0.25
Basic average shares outstanding (in shares) 8,483,179 8,446,312
Diluted earnings per share (in dollars per share) $ 0.30 $ 0.25
Diluted average shares outstanding (in shares) 8,497,669 8,498,760
Dividends per share (in dollars per share) $ 0.0950 $ 0.0925