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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Interest income:    
Loans $ 5,293 $ 4,839
Investment securities - taxable 134 143
Mortgage-backed securities 767 705
Investment securities - tax exempt 667 552
Interest-bearing deposits and federal funds sold 2 2
Total interest income 6,863 6,241
Interest expense:    
Interest on deposits 531 501
Interest on borrowings 83 61
Total interest expense 614 562
Net interest income 6,249 5,679
Provision for loan losses 374 411
Net interest income after provision for loan losses 5,875 5,268
Noninterest income:    
Service charges on deposit accounts 717 716
Debit card fees 452 415
Investment services 93 102
E-commerce fees 24 28
Other operating income 160 208
Total noninterest income 1,446 1,469
Noninterest expense:    
Salaries and employee benefits 2,424 2,367
Occupancy expense 363 324
Equipment and furniture expense 120 76
Service and data processing fees 410 454
Computer software, supplies and support 133 233
Advertising and promotion 101 81
FDIC insurance premiums 100 91
Legal and professional fees 260 213
Other 609 438
Total noninterest expense 4,520 4,277
Income before provision for income taxes 2,801 2,460
Provision for income taxes 651 685
Net income $ 2,150 $ 1,775
Basic earnings per share (in dollars per share) $ 0.51 $ 0.42
Basic average shares outstanding (in shares) 4,223,156 4,214,358
Diluted earnings per share (in dollars per share) $ 0.51 $ 0.42
Diluted average shares outstanding (in shares) 4,249,380 4,245,325
Dividends per share (in dollars per share) $ 0.185 $ 0.180