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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2014
Dec. 31, 2013
Interest income:        
Loans $ 4,944us-gaap_InterestAndFeeIncomeLoansAndLeases $ 4,626us-gaap_InterestAndFeeIncomeLoansAndLeases $ 9,783us-gaap_InterestAndFeeIncomeLoansAndLeases $ 9,124us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities - taxable 134us-gaap_InterestIncomeSecuritiesTaxable 167us-gaap_InterestIncomeSecuritiesTaxable 277us-gaap_InterestIncomeSecuritiesTaxable 333us-gaap_InterestIncomeSecuritiesTaxable
Mortgage-backed securities 741us-gaap_InterestIncomeSecuritiesMortgageBacked 644us-gaap_InterestIncomeSecuritiesMortgageBacked 1,446us-gaap_InterestIncomeSecuritiesMortgageBacked 1,294us-gaap_InterestIncomeSecuritiesMortgageBacked
Investment securities - tax exempt 580us-gaap_InterestIncomeSecuritiesTaxExempt 508us-gaap_InterestIncomeSecuritiesTaxExempt 1,132us-gaap_InterestIncomeSecuritiesTaxExempt 1,018us-gaap_InterestIncomeSecuritiesTaxExempt
Interest bearing deposits and federal funds sold 8gcbc_InterestBearingDepositsAndFederalFundsSold 6gcbc_InterestBearingDepositsAndFederalFundsSold 10gcbc_InterestBearingDepositsAndFederalFundsSold 8gcbc_InterestBearingDepositsAndFederalFundsSold
Total interest income 6,407us-gaap_InterestAndDividendIncomeOperating 5,951us-gaap_InterestAndDividendIncomeOperating 12,648us-gaap_InterestAndDividendIncomeOperating 11,777us-gaap_InterestAndDividendIncomeOperating
Interest expense:        
Interest on deposits 500us-gaap_InterestExpenseDeposits 549us-gaap_InterestExpenseDeposits 1,001us-gaap_InterestExpenseDeposits 1,099us-gaap_InterestExpenseDeposits
Interest on borrowings 63us-gaap_InterestExpenseBorrowings 33us-gaap_InterestExpenseBorrowings 124us-gaap_InterestExpenseBorrowings 61us-gaap_InterestExpenseBorrowings
Total interest expense 563us-gaap_InterestExpense 582us-gaap_InterestExpense 1,125us-gaap_InterestExpense 1,160us-gaap_InterestExpense
Net interest income 5,844us-gaap_InterestIncomeExpenseNet 5,369us-gaap_InterestIncomeExpenseNet 11,523us-gaap_InterestIncomeExpenseNet 10,617us-gaap_InterestIncomeExpenseNet
Provision for loan losses 305us-gaap_ProvisionForLoanAndLeaseLosses 508us-gaap_ProvisionForLoanAndLeaseLosses 716us-gaap_ProvisionForLoanAndLeaseLosses 821us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 5,539us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 4,861us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 10,807us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 9,796us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income:        
Service charges on deposit accounts 730us-gaap_FeesAndCommissionsDepositorAccounts 655us-gaap_FeesAndCommissionsDepositorAccounts 1,446us-gaap_FeesAndCommissionsDepositorAccounts 1,331us-gaap_FeesAndCommissionsDepositorAccounts
Debit card fees 429us-gaap_FeesAndCommissionsDebitCards 386us-gaap_FeesAndCommissionsDebitCards 844us-gaap_FeesAndCommissionsDebitCards 775us-gaap_FeesAndCommissionsDebitCards
Investment services 87us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions 87us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions 189us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions 192us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
E-commerce fees 25us-gaap_MerchantDiscountFees 25us-gaap_MerchantDiscountFees 53us-gaap_MerchantDiscountFees 51us-gaap_MerchantDiscountFees
Other operating income 169us-gaap_OtherOperatingIncome 163us-gaap_OtherOperatingIncome 377us-gaap_OtherOperatingIncome 317us-gaap_OtherOperatingIncome
Total noninterest income 1,440us-gaap_NoninterestIncome 1,316us-gaap_NoninterestIncome 2,909us-gaap_NoninterestIncome 2,666us-gaap_NoninterestIncome
Noninterest expense:        
Salaries and employee benefits 2,390us-gaap_LaborAndRelatedExpense 2,063us-gaap_LaborAndRelatedExpense 4,757us-gaap_LaborAndRelatedExpense 4,257us-gaap_LaborAndRelatedExpense
Occupancy expense 344us-gaap_OccupancyNet 296us-gaap_OccupancyNet 668us-gaap_OccupancyNet 619us-gaap_OccupancyNet
Equipment and furniture expense 177us-gaap_EquipmentExpense 149us-gaap_EquipmentExpense 253us-gaap_EquipmentExpense 262us-gaap_EquipmentExpense
Service and data processing fees 388us-gaap_InformationTechnologyAndDataProcessing 318us-gaap_InformationTechnologyAndDataProcessing 842us-gaap_InformationTechnologyAndDataProcessing 654us-gaap_InformationTechnologyAndDataProcessing
Computer software, supplies and support 106gcbc_ComputerSoftwareSuppliesAndSupport 93gcbc_ComputerSoftwareSuppliesAndSupport 339gcbc_ComputerSoftwareSuppliesAndSupport 207gcbc_ComputerSoftwareSuppliesAndSupport
Advertising and promotion 51us-gaap_AdvertisingExpense 69us-gaap_AdvertisingExpense 132us-gaap_AdvertisingExpense 136us-gaap_AdvertisingExpense
FDIC insurance premiums 101us-gaap_FederalDepositInsuranceCorporationPremiumExpense 103us-gaap_FederalDepositInsuranceCorporationPremiumExpense 192us-gaap_FederalDepositInsuranceCorporationPremiumExpense 192us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Legal and professional fees 379us-gaap_ProfessionalFees 250us-gaap_ProfessionalFees 592us-gaap_ProfessionalFees 455us-gaap_ProfessionalFees
Other 560us-gaap_OtherNoninterestExpense 410us-gaap_OtherNoninterestExpense 998us-gaap_OtherNoninterestExpense 781us-gaap_OtherNoninterestExpense
Total noninterest expense 4,496us-gaap_NoninterestExpense 3,751us-gaap_NoninterestExpense 8,773us-gaap_NoninterestExpense 7,563us-gaap_NoninterestExpense
Income before provision for income taxes 2,483us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 2,426us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 4,943us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 4,899us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Provision for income taxes 672us-gaap_IncomeTaxExpenseBenefit 701us-gaap_IncomeTaxExpenseBenefit 1,357us-gaap_IncomeTaxExpenseBenefit 1,420us-gaap_IncomeTaxExpenseBenefit
Net income $ 1,811us-gaap_NetIncomeLoss $ 1,725us-gaap_NetIncomeLoss $ 3,586us-gaap_NetIncomeLoss $ 3,479us-gaap_NetIncomeLoss
Basic earnings per share (in dollars per share) $ 0.43us-gaap_EarningsPerShareBasic $ 0.41us-gaap_EarningsPerShareBasic $ 0.85us-gaap_EarningsPerShareBasic $ 0.83us-gaap_EarningsPerShareBasic
Basic average shares outstanding (in shares) 4,217,118us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 4,203,985us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 4,215,738us-gaap_WeightedAverageNumberOfSharesOutstandingBasic 4,199,349us-gaap_WeightedAverageNumberOfSharesOutstandingBasic
Diluted earnings per share (in dollars per share) $ 0.43us-gaap_EarningsPerShareDiluted $ 0.41us-gaap_EarningsPerShareDiluted $ 0.84us-gaap_EarningsPerShareDiluted $ 0.82us-gaap_EarningsPerShareDiluted
Diluted average shares outstanding (in shares) 4,248,175us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 4,240,216us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 4,246,793us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding 4,237,766us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding
Dividends per share (in dollars per share) $ 0.180us-gaap_CommonStockDividendsPerShareDeclared $ 0.175us-gaap_CommonStockDividendsPerShareDeclared $ 0.36us-gaap_CommonStockDividendsPerShareDeclared $ 0.35us-gaap_CommonStockDividendsPerShareDeclared