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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Interest income:    
Loans $ 4,839 $ 4,498
Investment securities - taxable 143 166
Mortgage-backed securities 705 650
Investment securities - tax exempt 552 510
Interest bearing deposits and federal funds sold 2 2
Total interest income 6,241 5,826
Interest expense:    
Interest on deposits 501 550
Interest on borrowings 61 28
Total interest expense 562 578
Net interest income 5,679 5,248
Provision for loan losses 411 313
Net interest income after provision for loan losses 5,268 4,935
Noninterest income:    
Service charges on deposit accounts 716 676
Debit card fees 415 389
Investment services 102 105
E-commerce fees 28 26
Other operating income 208 154
Total noninterest income 1,469 1,350
Noninterest expense:    
Salaries and employee benefits 2,367 2,194
Occupancy expense 324 323
Equipment and furniture expense 76 113
Service and data processing fees 454 336
Computer software, supplies and support 233 114
Advertising and promotion 81 67
FDIC insurance premiums 91 89
Legal and professional fees 213 205
Other 438 371
Total noninterest expense 4,277 3,812
Income before provision for income taxes 2,460 2,473
Provision for income taxes 685 719
Net income $ 1,775 $ 1,754
Basic earnings per share (in dollars per share) $ 0.42 $ 0.42
Basic average shares outstanding (in shares) 4,214,358 4,194,714
Diluted earnings per share (in dollars per share) $ 0.42 $ 0.41
Diluted average shares outstanding (in shares) 4,245,325 4,234,845
Dividends per share (in dollars per share) $ 0.180 $ 0.175