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Consolidated Statements of Financial Condition (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Jun. 30, 2014
ASSETS    
Total cash and cash equivalents $ 19,735 $ 13,809
Long term certificate of deposit 250 250
Securities available for sale, at fair value 65,315 56,151
Securities held to maturity, at amortized cost (fair value $184,608 at September 30, 2014; $181,932 at June 30, 2014) 184,235 181,946
Federal Home Loan Bank stock, at cost 1,444 1,561
Loans 413,543 405,841
Allowance for loan losses (7,720) (7,419)
Unearned origination fees and costs, net 871 887
Net loans receivable 406,694 399,309
Premises and equipment 14,357 14,307
Accrued interest receivable 2,918 2,710
Foreclosed real estate 336 473
Prepaid expenses and other assets 3,752 3,645
Total assets 699,036 674,161
LIABILITIES AND SHAREHOLDERS' EQUITY    
Noninterest bearing deposits 70,236 67,446
Interest bearing deposits 541,072 522,128
Total deposits 611,308 589,574
Borrowings from Federal Home Loan Bank, short-term 4,800 3,150
Borrowings from Federal Home Loan Bank, long-term 14,500 14,500
Accrued expenses and other liabilities 5,629 5,737
Total liabilities 636,237 612,961
SHAREHOLDERS' EQUITY    
Preferred stock, Authorized - 1,000,000 shares; Issued - None 0 0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares; Issued - 4,305,670 Outstanding 4,216,857 shares at September 30, 2014, and 4,213,757 shares at June 30, 2014 431 431
Additional paid-in capital 11,229 11,208
Retained earnings 52,736 51,305
Accumulated other comprehensive loss (927) (1,050)
Treasury stock, at cost 88,813 shares at September 30, 2014, and 91,913 shares at June 30, 2014 (670) (694)
Total shareholders' equity 62,799 61,200
Total liabilities and shareholders' equity $ 699,036 $ 674,161