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Regulatory Matters (Tables)
12 Months Ended
Jun. 30, 2014
Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
Management believes, as of June 30, 2014, that The Bank of Greene County and Greene County Commercial Bank meet all capital adequacy requirements to which they are subject.
 
 
 
  
  
  
  
To Be Well
 
 
 
  
  
  
  
Capitalized Under
 
 
 
  
  
For Capital
  
Prompt Corrective
 
(Dollars in thousands)
 
Actual
  
Adequacy Purposes
  
Action Provisions
 
The Bank of Greene County
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
 
 
  
  
  
  
  
 
As of June 30, 2014:
 
  
  
  
  
  
 
 
 
  
  
  
  
  
 
Total risk-based capital
 
$
63,918
   
18.5
%
 
$
27,600
   
8.0
%
 
$
34,499
   
10.0
%
Tier 1 risk-based capital
  
59,523
   
17.3
   
13,800
   
4.0
   
20,700
   
6.0
 
Tier 1 leverage ratio
  
59,523
   
8.8
   
20,257
   
3.0
   
33,761
   
5.0
 
 
                        
As of June 30, 2013:
                        
 
                        
Total risk-based capital
 
$
58,892
   
18.5
%
 
$
25,424
   
8.0
%
 
$
31,780
   
10.0
%
Tier 1 risk-based capital
  
54,843
   
17.3
   
12,712
   
4.0
   
19,068
   
6.0
 
Tier 1 leverage ratio
  
54,843
   
8.6
   
19,050
   
3.0
   
31,751
   
5.0
 
 
                        
Greene County Commercial Bank
                        
 
                        
As of June 30, 2014:
                        
 
                        
Total risk-based capital
 
$
17,211
   
40.6
%
 
$
3,388
   
8.0
%
 
$
4,236
   
10.0
%
Tier 1 risk-based capital
  
17,211
   
40.6
   
1,694
   
4.0
   
2,541
   
6.0
 
Tier 1 leverage ratio
  
17,211
   
8.2
   
8,369
   
4.0
   
10,461
   
5.0
 
 
                        
As of June 30, 2013:
                        
 
                        
Total risk-based capital
 
$
15,256
   
39.5
%
 
$
3,091
   
8.0
%
 
$
3,864
   
10.0
%
Tier 1 risk-based capital
  
15,256
   
39.5
   
1,546
   
4.0
   
2,318
   
6.0
 
Tier 1 leverage ratio
  
15,256
   
7.7
   
7,912
   
4.0
   
9,890
   
5.0