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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Interest income:    
Loans $ 18,521 $ 18,169
Investment securities - taxable 646 726
Mortgage-backed securities 2,544 3,434
Investment securities - tax exempt 2,037 1,689
Interest bearing deposits and federal funds sold 40 42
Total interest income 23,788 24,060
Interest expense:    
Interest on deposits 2,222 2,618
Interest on borrowings 165 199
Total interest expense 2,387 2,817
Net interest income 21,401 21,243
Provision for loan losses 1,500 1,746
Net interest income after provision for loan losses 19,901 19,497
Noninterest income:    
Service charges on deposit accounts 2,558 2,599
Debit card fees 1,565 1,369
Investment services 424 308
E-commerce fees 96 101
Net gain on sale of available-for-sale securities 0 10
Other operating income 637 608
Total noninterest income 5,280 4,995
Noninterest expense:    
Salaries and employee benefits 9,281 8,617
Occupancy expense 1,322 1,249
Equipment and furniture expense 436 591
Service and data processing fees 1,452 1,580
Computer software, supplies and support 400 356
Advertising and promotion 278 369
FDIC insurance premiums 371 332
Legal and professional fees 822 663
Other 1,754 1,692
Total noninterest expense 16,116 15,449
Income before provision for income taxes 9,065 9,043
Provision for income taxes 2,537 2,672
Net income $ 6,528 $ 6,371
Basic earnings per share (in dollars per share) $ 1.55 $ 1.52
Basic average shares outstanding (in shares) 4,205,945 4,187,340
Diluted earnings per share (in dollars per share) $ 1.54 $ 1.51
Diluted average shares outstanding (in shares) 4,241,256 4,223,499
Dividends per share (in dollars per share) $ 0.70 $ 0.70