Note 6. Deposits

Major classifications of deposits at June 30, 2014 and 2013 are summarized as follows:

(In thousands)	2014		2013
Noninterest bearing deposits	$	67,446	$	57,926
Certificates of deposit		48,900		56,181
Savings deposits		165,227		160,004
Money market deposits		87,363		85,685
NOW deposits		220,638		198,643
Total deposits	$	589,574	$	558,439

Advance payments by borrowers for taxes and insurance totaling $5,495,000 and $5,048,000 at June 30, 2014 and 2013, respectively, are included in savings deposits.

Related party deposits are not material.

The following indicates the amount of certificates of deposit by time remaining to maturity as of June 30, 2014.

(In thousands)	3 months		3 to 6		7 to 12		Over 12
	or less		Months		Months		Months		Total

Certificates of deposit less than $100,000	$	10,363	$	7,288	$	5,908	$	8,972	$	32,531
Certificates of deposit $100,000 or more		5,429		1,831		4,025		5,084		16,369
Total certificates of deposit	$	15,792	$	9,119	$	9,933	$	14,056	$	48,900

Scheduled maturities of certificates of deposit at June 30, 2014 were as follows:

(In thousands)
The year ended June 30, year end
2015	$	34,844
2016		6,136
2017		3,222
2018		553
2019		4,145
	$	48,900