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Consolidated Statements of Cash Flows (Unaudited) (USD $)
9 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Cash flows from operating activities:    
Net income $ 4,975,000 $ 4,970,000
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation 486,000 561,000
Deferred income tax benefit (985,000) (290,000)
Net amortization of premiums and discounts 1,408,000 1,089,000
Net amortization of deferred loan costs and fees 267,000 199,000
Provision for loan losses 1,109,000 1,316,000
Net gain on sale of available-for-sale securities 0 (10,000)
Loss on sale of foreclosed real estate 49,000 26,000
Excess tax benefit from share-based payment arrangements (27,000) 0
Net increase in accrued income taxes (230,000) (1,198,000)
Net increase in accrued interest receivable (304,000) (187,000)
Net (increase) decrease in prepaid and other assets (319,000) 271,000
Net increase (decrease) in accrued expenses and other liabilities 733,000 (1,015,000)
Net cash provided by operating activities 7,162,000 5,732,000
Securities available for sale:    
Proceeds from maturities 515,000 5,350,000
Proceeds from sale of securities 0 10,000
Purchases of securities 0 (9,286,000)
Principal payments on securities 5,324,000 13,827,000
Securities held to maturity:    
Proceeds from maturities 17,207,000 18,315,000
Purchases of securities (13,497,000) (50,509,000)
Principal payments on securities 6,046,000 15,862,000
Net redemption of Federal Home Loan Bank Stock 5,000 765,000
Purchase of long term certificate of deposit 0 (250,000)
Net increase in loans receivable (35,004,000) (25,334,000)
Proceeds from sale of foreclosed real estate 105,000 274,000
Purchases of premises and equipment (383,000) (165,000)
Net cash used by investing activities (19,682,000) (31,141,000)
Cash flows from financing activities:    
Net decrease in short-term FHLB advances (10,600,000) (14,000,000)
Proceeds from long-term FHLB advances 10,500,000 0
Repayment of long-term FHLB advances 0 (3,000,000)
Payment of cash dividends (1,001,000) (1,798,000)
Proceeds from issuance of stock options 172,000 112,000
Excess tax benefit from share-based payment arrangements 27,000 0
Net increase in deposits 62,799,000 74,781,000
Net cash provided by financing activities 61,897,000 56,095,000
Net increase in cash and cash equivalents 49,377,000 30,686,000
Cash and cash equivalents at beginning of period 6,222,000 7,742,000
Cash and cash equivalents at end of period 55,599,000 38,428,000
Non-cash investing activities:    
Foreclosed loans transferred to foreclosed real estate 574,000 475,000
Available for sale securities transferred at fair value to held to maturity 11,735,000 0
Cash paid during the period:    
Interest 1,749,000 2,188,000
Income taxes $ 3,178,000 $ 3,619,000