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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Interest income:    
Loans $ 4,498 $ 4,578
Investment securities - taxable 166 186
Mortgage-backed securities 650 947
Investment securities - tax exempt 510 416
Interest bearing deposits and federal funds sold 2 4
Total interest income 5,826 6,131
Interest expense:    
Interest on deposits 550 664
Interest on borrowings 28 75
Total interest expense 578 739
Net interest income 5,248 5,392
Provision for loan losses 313 444
Net interest income after provision for loan losses 4,935 4,948
Noninterest income:    
Service charges on deposit accounts 676 692
Debit card fees 389 327
Investment services 105 90
E-commerce fees 26 28
Other operating income 154 142
Total noninterest income 1,350 1,279
Noninterest expense:    
Salaries and employee benefits 2,194 2,073
Occupancy expense 323 302
Equipment and furniture expense 113 151
Service and data processing fees 336 397
Computer software, supplies and support 114 93
Advertising and promotion 67 89
FDIC insurance premiums 89 75
Legal and professional fees 205 157
Other 371 336
Total noninterest expense 3,812 3,673
Income before provision for income taxes 2,473 2,554
Provision for income taxes 719 790
Net Income $ 1,754 $ 1,764
Basic earnings per share (in dollars per share) $ 0.42 $ 0.42
Basic average shares outstanding (in shares) 4,194,714 4,183,932
Diluted earnings per share (in dollars per share) $ 0.41 $ 0.42
Diluted average shares outstanding (in shares) 4,234,845 4,221,451
Dividends per share (in dollars per share) $ 0.175 $ 0.175