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Regulatory Matters (Tables)
12 Months Ended
Jun. 30, 2013
Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well

 

 

 

 

 

 

 

 

 

 

 

Capitalized Under

 

 

 

 

 

 

 

For Capital

 

 

Prompt Corrective

 

(Dollars in thousands)

 

Actual

 

 

Adequacy Purposes

 

 

Action Provisions

 

The Bank of Greene County

 

Amount

Ratio

 

 

Amount

Ratio

 

 

Amount

Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of June 30, 2013:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

58,892 
18.5 

%

$

25,424 
8.0 

%

$

31,780 
10.0 

%

Tier 1 risk-based capital

 

54,843 
17.3 

 

 

12,712 
4.0 

 

 

19,068 
6.0 

 

Tier 1 leverage ratio

 

54,843 
8.6 

 

 

19,050 
3.0 

 

 

31,751 
5.0 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of June 30, 2012:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

52,000 
17.7 

%

$

23,506 
8.0 

%

$

29,383 
10.0 

%

Tier 1 risk-based capital

 

48,287 
16.4 

 

 

11,753 
4.0 

 

 

17,630 
6.0 

 

Tier 1 leverage ratio

 

48,287 
8.2 

 

 

17,733 
3.0 

 

 

29,555 
5.0 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Greene County Commercial Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of June 30, 2013:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

15,256 
39.5 

%

$

3,091 
8.0 

%

$

3,864 
10.0 

%

Tier 1 risk-based capital

 

15,256 
39.5 

 

 

1,546 
4.0 

 

 

2,318 
6.0 

 

Tier 1 leverage ratio

 

15,256 
7.7 

 

 

7,912 
4.0 

 

 

9,890 
5.0 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of June 30, 2012:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total risk-based capital

$

13,237 
39.6 

%

$

2,677 
8.0 

%

$

3,346 
10.0 

%

Tier 1 risk-based capital

 

13,237 
39.6 

 

 

1,338 
4.0 

 

 

2,008 
6.0 

 

Tier 1 leverage ratio

 

13,237 
7.7 

 

 

6,903 
4.0 

 

 

8,629 
5.0