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Consolidated Statements of Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Interest income:    
Loans $ 18,169 $ 17,787
Investment securities - taxable 726 893
Mortgage-backed securities 3,434 4,234
Investment securities - tax exempt 1,689 1,399
Interest bearing deposits and federal funds sold 42 28
Total interest income 24,060 24,341
Interest expense:    
Interest on deposits 2,618 3,189
Interest on borrowings 199 394
Total interest expense 2,817 3,583
Net interest income 21,243 20,758
Provision for loan losses 1,746 1,784
Net interest income after provision for loan losses 19,497 18,974
Noninterest income:    
Service charges on deposit accounts 2,599 2,513
Debit card fees 1,369 1,364
Investment services 308 315
E-commerce fees 101 108
Net gain on sale of available-for-sale securities 10 11
Write-down of other-than-temporary impaired securities   (25)
Other operating income 608 564
Total noninterest income 4,995 4,850
Noninterest expense:    
Salaries and employee benefits 8,617 8,354
Occupancy expense 1,249 1,268
Equipment and furniture expense 591 675
Service and data processing fees 1,580 1,555
Computer software, supplies and support 356 357
Advertising and promotion 369 346
FDIC insurance premiums 332 311
Legal and professional fees 663 767
Other 1,692 1,681
Total noninterest expense 15,449 15,314
Income before provision for income taxes 9,043 8,510
Provision for income taxes 2,672 2,680
Net Income $ 6,371 $ 5,830
Basic earnings per share $ 1.52 $ 1.40
Basic average shares outstanding 4,187,340 4,156,481
Diluted earnings per share $ 1.51 $ 1.39
Diluted average shares outstanding 4,223,499 4,197,060
Dividends per share $ 0.70 $ 0.70