Income Taxes (Tables)

12 Months Ended

Jun. 30, 2013

Income Taxes [Abstract]

Provision for Income Taxes [Table Text Block]

(In thousands)		2013		2012
Current expense:
Federal	$	2,070	$	1,665
State		278		455
Total current expense		2,348		2,120
Deferred expense		324		560
Total provision for income taxes	$	2,672	$	2,680

Effective Tax Rate Reconciliation [Table Text Block]

The effective tax rate differs from the federal statutory rate as follows for fiscal years ended June 30:

Deferred Tax Assets and Liablilities [Table Text Block]

(In thousands)		2013		2012
Deferred tax assets:
Allowance for loan losses	$	2,724	$	2,390
Pension benefits		129		625
Other		553		468
Total deferred tax assets		3,406		3,483
Deferred tax liabilities:
Depreciation		1,470		1,581
Loan costs		514		425
Real estate investment trust income		1,406		1,202
Unrealized gains on securities available for sale		269		786
Total deferred tax liabilities		3,659		3,994
Net deferred tax liability included in other liabilities	$	(253)	$	(511)