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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Jun. 30, 2012
ASSETS    
Cash and due from banks $ 6,222 $ 7,519
Federal funds sold   223
Total cash and cash equivalents 6,222 7,742
Long term certificate of deposit 250  
Securities available for sale, at fair value 69,644 87,528
Securities held to maturity, at amortized cost 176,519 146,389
Federal Home Loan Bank stock, at cost 1,388 1,744
Loans 365,839 332,450
Allowance for loan losses (7,040) (6,177)
Unearned origination fees and costs, net 627 478
Net loans receivable 359,426 326,751
Premises and equipment 14,349 14,899
Accrued interest receivable 2,663 2,688
Foreclosed real estate 296 260
Prepaid expenses and other assets 2,848 2,655
Total assets 633,605 590,656
LIABILITIES AND SHAREHOLDERS' EQUITY    
Noninterest bearing deposits 57,926 52,783
Interest bearing deposits 500,513 459,154
Total deposits 558,439 511,937
Borrowings from FHLB, short-term 10,600 14,000
Borrowings from FHLB, long-term 4,000 7,000
Accrued expenses and other liabilities 4,458 5,055
Total liabilities 577,497 537,992
SHAREHOLDERS' EQUITY    
Common stock, par value $.10 per share; Authorized - 12,000,000 shares Issued - 4,305,670 shares Outstanding - 4,192,654 shares at June 30, 2013 and 4,182,671 shares at June 30, 2012 431 431
Additional paid-in capital 11,168 11,119
Retained earnings 46,112 41,869
Accumulated other comprehensive income (750) 173
Treasury stock, at cost 113,016 shares at June 30, 2013 and 122,999 shares at June 30, 2012 (853) (928)
Total shareholders' equity 56,108 52,664
Total liabilities and shareholders' equity $ 633,605 $ 590,656