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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Jun. 30, 2012
ASSETS    
Cash and due from banks $ 9,709 $ 7,519
Federal funds sold 721 223
Total cash and cash equivalents 10,430 7,742
Long term certificate of deposit 250  
Securities available for sale, at fair value 77,987 87,528
Securities held to maturity, at amortized cost 167,449 146,389
Federal Home Loan Bank stock, at cost 1,713 1,744
Loans 353,712 332,450
Allowance for loan losses (6,764) (6,177)
Unearned origination fees and costs, net 599 478
Net loans receivable 347,547 326,751
Premises and equipment 14,605 14,899
Accrued interest receivable 2,747 2,688
Foreclosed real estate 140 2,655
Prepaid expenses and other assets 1,680 260
Total assets 624,548 590,656
LIABILITIES AND SHAREHOLDERS' EQUITY    
Noninterest bearing deposits 54,298 52,783
Interest bearing deposits 491,392 459,154
Total deposits 545,690 511,937
Borrowings from FHLB, short-term 14,300 14,000
Borrowings from FHLB, long-term 6,000 7,000
Accrued expenses and other liabilities 3,931 5,055
Total liabilities 569,921 537,992
SHAREHOLDERS' EQUITY    
Preferred stock, authorized - 1,000,000 shares; Issued - None 0 0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares Issued - 4,305,670 shares Outstanding - 4,185,671 shares at December 31, 2012 and 4,182,671 shares at June 30, 2012; 431 431
Additional paid-in capital 11,134 11,119
Retained earnings 43,833 41,869
Accumulated other comprehensive income 134 173
Treasury stock, at cost 119,999 shares at December 31, 2012 and 122,999 shares at June 30, 2012 (905) (928)
Total shareholders' equity 54,627 52,664
Total liabilities and shareholders' equity $ 624,548 $ 590,656