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Consolidated Statements of Financial Condition (USD $)
In Thousands
Sep. 30, 2011
Jun. 30, 2011
ASSETS  
Cash and due from banks$ 24,287$ 9,245
Federal funds sold890721
Total cash and cash equivalents25,1779,966
Securities available for sale, at fair value80,67390,117
Securities held to maturity, at amortized cost122,085124,177
Federal Home Loan Bank stock, at cost1,2731,916
Loans312,024305,620
Allowance for loan losses(5,453)(5,069)
Unearned origination fees and costs, net399495
Net loans receivable306,970301,046
Premises and equipment15,24415,407
Accrued interest receivable2,7402,716
Foreclosed real estate243443
Prepaid expenses and other assets1,9801,737
Total assets556,385547,525
LIABILITIES AND SHAREHOLDERS' EQUITY  
Noninterest bearing deposits50,74049,313
Interest bearing deposits441,254420,584
Total deposits491,994469,897
Borrowings from FHLB, short-term014,300
Borrowings from FHLB, long-term12,00012,000
Accrued expenses and other liabilities2,8823,247
Total liabilities506,876499,444
Shareholders' equity:  
Preferred stock, Authorized - 1,000,000 shares; Issued - None00
Common stock, par value $.10 per share; Authorized - 12,000,000 shares Issued - 4,305,670 shares Outstanding - 4,145,828 shares at September 30, 2011 and June 30, 2011;431431
Additional paid-in capital11,02011,001
Retained earnings38,52337,336
Accumulated other comprehensive income741519
Treasury stock, at cost 159,842 shares at September 30, 2011 and June 30, 2011(1,206)(1,206)
Total shareholders' equity49,50948,081
Total liabliities and shareholders' equity$ 556,385$ 547,525