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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Loans, including fees $ 9,472 $ 8,071 $ 18,710 $ 15,709
Securities:        
Taxable 1,757 1,347 3,386 2,648
Tax-exempt 636 869 1,340 1,734
Dividends 24 11 36 22
Federal funds sold and other income 329 302 583 674
Total interest income 12,218 10,600 24,055 20,787
us-gaap_InterestExpenseAbstract        
Deposits 3,103 2,153 5,909 3,149
Advances - Federal Home Loan Bank ("FHLB") 51 58 99 58
Borrowed funds - BTFP 407 77 790 77
Total interest expense 3,561 2,288 6,798 3,284
Net interest income 8,657 8,312 17,257 17,503
Provision for credit losses 360 350 640 543
Net interest income after provision for credit losses 8,297 7,962 16,617 16,960
us-gaap_NoninterestIncomeAbstract        
Noninterest income, financial services 1,759 1,769 3,460 3,463
Gain on sale of securities 0 (14) 32 (14)
Unrealized (loss) gain on equity securities (6) (92) (74) 45
Gain on sale of loans 169 104 270 190
Increase in cash surrender value of life insurance 66 66 114 111
Other income 68 61 188 123
Total noninterest income 2,023 1,863 3,922 3,854
us-gaap_NoninterestExpenseAbstract        
Compensation and benefits 3,962 3,802 7,805 7,591
Occupancy and equipment 480 446 943 893
Data processing 1,115 1,081 2,191 2,112
Professional fees 303 165 562 351
Advertising 79 94 167 177
Other expenses 1,061 1,078 2,089 1,943
Total noninterest expense 7,000 6,666 13,757 13,067
Income before income taxes 3,320 3,159 6,782 7,747
Income tax expense 488 429 995 1,198
Net Income 2,832 2,730 5,787 6,549
Less: net income attributable to noncontrolling interest in subsidiary 4 4 7 7
Net Income Attributable to First Capital, Inc. $ 2,828 $ 2,726 $ 5,780 $ 6,542
Earnings per common share attributable to First Capital, Inc.:        
Basic (in dollars per share) $ 0.85 $ 0.82 $ 1.73 $ 1.95
Diluted (in dollars per share) 0.85 0.82 1.73 1.95
Dividends per share (in dollars per share) $ 0.27 $ 0.27 $ 0.54 $ 0.54
Deposit Account [Member]        
us-gaap_NoninterestIncomeAbstract        
Noninterest income, financial services $ 564 $ 578 $ 1,157 $ 1,140
ATM and Debit Card Fees [Member]        
us-gaap_NoninterestIncomeAbstract        
Noninterest income, financial services 1,150 1,141 2,210 2,228
Investment Advisory, Management and Administrative Service [Member]        
us-gaap_NoninterestIncomeAbstract        
Noninterest income, financial services $ 12 $ 19 $ 25 $ 31