XML 47 R36.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Beginning balance, $ 8,230 $ 7,323 $ 8,005  
Provision for credit losses 360 350 640 $ 543
Charge-offs (85) (235) (185) (510)
Recoveries 55 77 100 149
Ending balance 8,560 7,515 8,560 7,515
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       561
Prior to Adoption of Asc 326 [Member]        
Beginning balance,       6,772
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member]        
Beginning balance, 1,338 1,414 1,490  
Provision for credit losses (46) 69 (198) 26
Charge-offs (3) (29) (4) (31)
Recoveries 13 15 14 15
Ending balance 1,302 1,469 1,302 1,469
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       423
Residential Portfolio Segment [Member] | One-to-four Family Loan [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       1,036
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]        
Beginning balance, 444 366 406  
Provision for credit losses 114 6 149 (133)
Charge-offs 0 (9) 0 (9)
Recoveries 1 0 4 0
Ending balance 559 363 559 363
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       (26)
Residential Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       531
Residential Portfolio Segment [Member] | Multifamily [Member]        
Beginning balance, 423 381 332  
Provision for credit losses (81) 233 10 271
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 342 614 342 614
Residential Portfolio Segment [Member] | Multifamily [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       (3)
Residential Portfolio Segment [Member] | Multifamily [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       346
Construction [Member] | One-to-four Family Residential Construction [Member]        
Beginning balance, 192 187 208  
Provision for credit losses (13) (16) (29) (26)
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 179 171 179 171
Construction [Member] | One-to-four Family Residential Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       (9)
Construction [Member] | One-to-four Family Residential Construction [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       206
Construction [Member] | Other Construction, Development and Land [Member]        
Beginning balance, 811 489 804  
Provision for credit losses (8) (29) (1) (140)
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Ending balance 803 460 803 460
Construction [Member] | Other Construction, Development and Land [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       13
Construction [Member] | Other Construction, Development and Land [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       587
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member]        
Beginning balance, 2,754 2,190 2,119  
Provision for credit losses (407) (174) 227 117
Charge-offs 0 0 0 0
Recoveries 0 0 1 0
Ending balance 2,347 2,016 2,347 2,016
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       (130)
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       2,029
Commercial Portfolio Segment [Member] | Commercial Business [Member]        
Beginning balance, 1,302 1,084 1,431  
Provision for credit losses 617 510 488 730
Charge-offs 0 (33) 0 (188)
Recoveries 1 3 1 8
Ending balance   1,564   1,564
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       (142)
Commercial Portfolio Segment [Member] | Commercial Business [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       1,156
Consumer Portfolio Segment [Member] | Commercial Business [Member]        
Ending balance 1,920 1,564 1,920 1,564
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]        
Beginning balance, 966 1,212 1,215  
Provision for credit losses 184 (249) (6) (302)
Charge-offs     (181) (282)
Recoveries 40 59 80 126
Ending balance 1,108 858 1,108 858
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]        
Beginning balance,       435
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Prior to Adoption of Asc 326 [Member]        
Beginning balance,       $ 881
Commercial Real Estate Loan [Member] | Other Consumer Loan [Member]        
Charge-offs $ (82) $ (164) $ (181)