Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 22,967	$ 20,008
Interest bearing deposits with banks	1,665	3,171
Federal funds sold	25,939	15,491
Total cash and cash equivalents	50,571	38,670
Interest-bearing time deposits	2,940	3,920
Securities available for sale, at fair value (amortized cost $461,495 and $468,549, respectively)	414,301	437,271
Securities held to maturity, at amortized cost (fair value $4,405 and $4,446, respectively)	7,000	7,000
Loans held for sale	2,174	800
Loans, net of allowance for credit losses of $8,230 ($8,005 in 2023)	630,024	614,409
Federal Home Loan Bank and other stock, at cost	1,836	1,836
Premises and equipment	14,262	14,413
Accrued interest receivable	4,575	4,788
Cash value of life insurance	9,219	9,105
Goodwill	6,472	6,472
Core deposit intangible	159	232
Other assets	20,063	18,964
Total Assets	1,163,596	1,157,880
LIABILITIES
Deposits:	203,910	205,535
Interest-bearing	810,336	819,676
Total deposits	1,014,246	1,025,211
Borrowed funds - Bank Term Funding Program ("BTFP")	33,625	21,500
Accrued interest payable	2,352	1,209
Accrued expenses and other liabilities	5,511	4,615
Total liabilities	1,055,734	1,052,535
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued	0	0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,806,983 shares (3,803,833 in 2023); outstanding 3,353,810 (3,350,660 in 2023)	38	38
Additional paid-in capital	41,676	41,588
Retained earnings-substantially restricted	101,075	97,105
Unearned stock compensation	(204)	(249)
Accumulated other comprehensive loss	(25,599)	(24,033)
Less treasury stock, at cost - 453,173 shares	(9,229)	(9,216)
Total First Capital, Inc. stockholders' equity	107,757	105,233
Noncontrolling interest in subsidiary	105	112
Total equity	107,862	105,345
Total Liabilities and Equity	$ 1,163,596	$ 1,157,880