Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 8,372,000	$ 8,615,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	1,571,000	1,624,000
Depreciation and amortization expense	809,000	868,000
Deferred income taxes	(40,000)	179,000
Stock compensation expense	352,000	359,000
Increase in cash value of life insurance	(157,000)	(169,000)
Gain on sale of securities	0	(7,000)
Provision for loan losses	550,000	75,000
Proceeds from sales of loans	41,655,000	103,441,000
Loans originated for sale	(39,834,000)	(97,686,000)
Gain on sale of loans	(720,000)	(1,900,000)
Amortization of tax credit investment	266,000	266,000
Unrealized (gain) loss on equity securities	265,000	(360,000)
Net realized and unrealized gain on foreclosed real estate	(15,000)	0
(Increase) decrease in accrued interest receivable	(284,000)	230,000
Decrease in accrued interest payable	(23,000)	(52,000)
Net change in other assets/liabilities	(368,000)	218,000
Net Cash Provided By Operating Activities	12,399,000	15,701,000
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in interest-bearing time deposits	2,385,000	1,550,000
Purchase of securities available for sale	(87,346,000)	(211,780,000)
Purchase of securities held to maturity	(5,000,000)	(2,000,000)
Proceeds from maturities of securities available for sale	5,361,000	42,003,000
Proceeds from sales of securities available for sale	0	1,798,000
Principal collected on mortgage-backed obligations	17,687,000	27,636,000
Net (increase) decrease in loans receivable	(58,844,000)	14,642,000
Investment in tax credit entity	0	(100,000)
Investment in technology fund	(100,000)	0
Proceeds from sale of foreclosed real estate	39,000	45,000
Proceeds from redemption of Federal Home Loan Bank stock	152,000	0
Purchase of premises and equipment	(323,000)	(176,000)
Net Cash Used In Investing Activities	(125,989,000)	(126,382,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	27,537,000	101,833,000
Purchase of treasury stock	0	(40,000)
Taxes paid on stock award shares for employees	(26,000)	(54,000)
Dividends paid	(2,644,000)	(2,646,000)
Net Cash Provided By Financing Activities	24,867,000	99,093,000
Net Decrease in Cash and Cash Equivalents	(88,723,000)	(11,588,000)
Cash and cash equivalents at beginning of period	172,509,000	175,888,000
Cash and Cash Equivalents at End of Period	$ 83,786,000	$ 164,300,000