XML 43 R33.htm IDEA: XBRL DOCUMENT v3.22.2.2
Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Individually evaluated for impairment $ 3   $ 3   $ 7
Collectively evaluated for impairment 6,381   6,381   6,045
Allowance for loan losses 6,394 $ 6,637 6,394 $ 6,637 6,083
Beginning balance 6,245 6,628 6,083 6,625  
Provisions for loan losses 200 0 375 75  
Charge-offs (136) (58) (210) (187)  
Recoveries 85 67 146 124  
Ending balance 6,394 6,637 6,394 6,637  
Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 10   10   31
Beginning balance     31    
Ending balance 10   10    
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]          
Individually evaluated for impairment 2   2   0
Collectively evaluated for impairment 1,253   1,253   1,143
Allowance for loan losses 1,265 1,216 1,265 1,216 1,174
Beginning balance 1,228 1,221 1,174 1,239  
Provisions for loan losses 32 (5) 81 (19)  
Charge-offs 0 0 0 (4)  
Recoveries 5 0 10 0  
Ending balance 1,265 1,216 1,265 1,216  
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 10   10   31
Beginning balance     31    
Ending balance 10   10    
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 241   241   234
Allowance for loan losses 241 215 241 215 234
Beginning balance 235 209 234 209  
Provisions for loan losses 6 6 7 9  
Charge-offs 0 0 0 (3)  
Recoveries 0 0 0 0  
Ending balance 241 215 241 215  
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 496   496   403
Allowance for loan losses 496 389 496 389 403
Beginning balance 387 348 403 292  
Provisions for loan losses 109 41 93 97  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 496 389 496 389  
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 1,991   1,991   1,884
Allowance for loan losses 1,991 2,357 1,991 2,357 1,884
Beginning balance 1,927 2,355 1,884 2,358  
Provisions for loan losses 64 2 107 (1)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 1,991 2,357 1,991 2,357  
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Commercial Portfolio Segment [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 888   888   873
Allowance for loan losses 888 784 888 784 873
Beginning balance 994 816 873 843  
Provisions for loan losses (106) (32) 15 (59)  
Charge-offs (9) 0 (9) 0  
Recoveries 9 0 9 0  
Ending balance 888 784 888 784  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Consumer Portfolio Segment [Member]          
Allowance for loan losses 980   980   988
Beginning balance 957   988    
Provisions for loan losses 81   68    
Charge-offs (127)   (201)    
Recoveries 69   125    
Ending balance 980   980    
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]          
Individually evaluated for impairment 1   1   7
Collectively evaluated for impairment 532   532   520
Allowance for loan losses 533 625 533 625 527
Beginning balance 517 622 527 617  
Provisions for loan losses 14 3 4 17  
Charge-offs 0 0 0 (9)  
Recoveries 2 0 2 0  
Ending balance 533 625 533 625  
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   0
Beginning balance     0    
Ending balance 0   0    
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 980   980   988
Allowance for loan losses 980 1,051 980 1,051 988
Beginning balance   1,057 988 1,067  
Provisions for loan losses   (15)   31  
Charge-offs   (58)   (171)  
Recoveries   67   124  
Ending balance 980 $ 1,051 980 $ 1,051  
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]          
Allowance for loan losses 0   0   $ 0
Beginning balance     0    
Ending balance $ 0   $ 0