Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 2,530	$ 2,942
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	570	520
Depreciation and amortization expense	274	292
Deferred income taxes	(106)	(2)
Stock compensation expense	98	115
Increase in cash value of life insurance	(50)	(47)
Gain on sale of securities	0	(7)
Provisions for loan losses	175	75
Proceeds from sales of loans	18,262	38,178
Loans originated for sale	(17,558)	(33,932)
Gain on sale of loans	(335)	(636)
Amortization of tax credit investment	89	89
Unrealized gain on equity securities	(63)	(234)
Net realized and unrealized gain on foreclosed real estate	(15)	0
(Increase) decrease in accrued interest receivable	(19)	333
Decrease in accrued interest payable	(22)	(29)
Net change in other assets/liabilities	(528)	(97)
Net Cash Provided By Operating Activities	3,302	7,560
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in interest-bearing time deposits	251	200
Purchase of securities available for sale	(25,483)	(52,436)
Purchase of securities held to maturity	(5,000)	0
Proceeds from maturities of securities available for sale	2,501	5,500
Proceeds from sales of securities available for sale	0	1,798
Principal collected on mortgage-backed obligations	6,664	10,699
Net (increase) decrease in loans receivable	(22,826)	17,633
Proceeds from sale of foreclosed real estate	39	0
Proceeds from redemption of Federal Home Loan Bank stock	152	0
Purchase of premises and equipment	(59)	(29)
Net Cash Used In Investing Activities	(43,761)	(16,635)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	36,517	40,061
Purchase of treasury stock	0	(40)
Dividends paid	(877)	(878)
Net Cash Provided By Financing Activities	35,640	39,143
Net Increase (Decrease) in Cash and Cash Equivalents	(4,819)	30,068
Cash and cash equivalents at beginning of period	172,509	175,888
Cash and Cash Equivalents at End of Period	$ 167,690	$ 205,956