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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Loans, including fees $ 5,493 $ 6,073
Securities:    
Taxable 887 508
Tax-exempt 741 634
Dividends 5 3
Other interest income 79 74
Total interest income 7,205 7,292
INTEREST EXPENSE    
Deposits 253 288
Total interest expense 253 288
Net interest income 6,952 7,004
Provisions for loan losses 175 75
Net interest income after provision for loan losses 6,777 6,929
NONINTEREST INCOME    
Noninterest income, financial service 1,670 1,492
Unrealized gain on equity securities 63 234
Gain on sale of loans 335 636
Increase in cash value of life insurance 50 47
Other income 61 54
Total noninterest income 2,147 2,438
NONINTEREST EXPENSE    
Compensation and benefits 3,494 3,530
Occupancy and equipment 467 464
Data processing 869 809
Professional fees 290 239
Advertising 62 50
Other expenses 812 715
Total noninterest expense 5,994 5,807
Income before income taxes 2,930 3,560
Income tax expense 400 618
Net Income 2,530 2,942
Less: net income attributable to the noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 2,527 $ 2,939
Earnings per common share attributable to First Capital, Inc.:    
Basic (in dollars per share) $ 0.75 $ 0.88
Diluted (in dollars per share) 0.75 0.88
Dividends per share on common shares (in dollars per share) $ 0.26 $ 0.26
Deposit Account [Member]    
NONINTEREST INCOME    
Noninterest income, financial service $ 509 $ 410
Gain on sale of securities available for sale 0 7
ATM and Debit Card Fees [Member]    
NONINTEREST INCOME    
Noninterest income, financial service 1,007 968
Investment Advisory, Management and Administrative Service [Member]    
NONINTEREST INCOME    
Noninterest income, financial service $ 122 $ 82