Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 11,437	$ 10,144	$ 10,338
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premium and accretion of discount on securities, net	2,223	2,163	1,764
Depreciation and amortization expense	1,143	1,200	1,070
Deferred income taxes	(131)	(79)	482
Stock compensation expense	487	381	288
Increase in cash value of life insurance	(219)	(210)	(211)
(Gain) loss on sale of available for sale securities and time deposits	(7)	0	147
Provision (credit) for loan losses	(325)	1,801	1,425
Proceeds from sale of loans	136,414	142,812	70,619
Loans originated for sale	(128,447)	(143,861)	(70,755)
Gain on sale of loans	(2,439)	(2,716)	(1,191)
Amortization of tax credit investment	355	338	361
Unrealized (gain) loss on equity securities	(328)	194	(32)
Net realized and unrealized loss on foreclosed real estate	5	4	170
Net unrealized loss on premises and equipment	0	13	0
(Increase) decrease in accrued interest receivable	4	(358)	(248)
Increase (decrease) in accrued interest payable	(56)	(57)	60
Net change in other assets/liabilities	1,515	291	(210)
Net Cash Provided By Operating Activities	21,631	12,060	14,077
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in interest-bearing time deposits	1,550	94	1,207
Purchase of securities available for sale	(252,292)	(104,392)	(69,260)
Purchase of securities held to maturity	(2,000)	0	0
Proceeds from maturities of securities available for sale	42,164	32,647	30,575
Proceeds from sales of securities available for sale	1,798	0	21,725
Principal collected on mortgage-backed obligations	35,611	46,691	29,679
Net (increase) decrease in loans receivable	17,283	(35,705)	(33,973)
Investment in tax credit entities	(280)	(1,380)	(1,203)
Investment in technology fund	(120)	0	0
Proceeds from sale of foreclosed real estate	45	233	3,116
Proceeds from sale of premises and equipment	65	0	0
Purchase of premises and equipment	(288)	(602)	(2,973)
Net Cash Used In Investing Activities	(156,464)	(62,414)	(21,107)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	135,101	178,284	20,531
Purchase of treasury stock	40	13	2
Taxes paid on stock award shares for employees	(85)	(134)	(42)
Dividends paid	(3,522)	(3,255)	(3,209)
Net Cash Provided By Financing Activities	131,454	174,882	17,278
Net Increase (Decrease) in Cash and Cash Equivalents	(3,379)	124,528	10,248
Cash and cash equivalents at beginning of year	175,888	51,360	41,112
Cash and Cash Equivalents at End of Year	$ 172,509	$ 175,888	$ 51,360