Note 26 - Selected Quarterly Financial Information (Unaudited)

12 Months Ended

Dec. 31, 2021

Notes to Financial Statements

Quarterly Financial Information [Text Block]

(26)        SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

	First		Second		Third		Fourth
	Quarter		Quarter		Quarter		Quarter
2021	(In thousands, except per share data)
Interest income	$	7,292	$	7,133	$	7,745	$	7,290
Interest expense		288		289		278		273
Net interest income		7,004		6,844		7,467		7,017
Provision (credit) for loan losses		75		-		-		(400	)
Net interest income after  provision for loan losses		6,929		6,844		7,467		7,417
Noninterest income		2,438		2,552		2,270		2,291
Noninterest expenses		5,807		6,165		6,202		6,357
Income before income taxes		3,560		3,231		3,535		3,351
Income tax expense		618		497		596		529
Net income		2,942		2,734		2,939		2,822
Less: net income attributable to noncontrolling interest in subsidiary		3		4		3		3
Net income attributable to  First Capital, Inc.	$	2,939	$	2,730	$	2,936	$	2,819
Earnings per common share attributable to First Capital Inc.:
Basic	$	0.88	$	0.82	$	0.88	$	0.83
Diluted	$	0.88	$	0.82	$	0.88	$	0.83
2020
Interest income	$	7,674	$	7,374	$	7,240	$	7,359
Interest expense		468		404		371		318
Net interest income		7,206		6,970		6,869		7,041
Provision for loan losses		351		825		400		225
Net interest income after  provision for loan losses		6,855		6,145		6,469		6,816
Noninterest income		1,456		2,320		2,616		2,207
Noninterest expenses		5,825		5,618		5,923		5,682
Income before income taxes		2,486		2,847		3,162		3,341
Income tax expense		389		405		413		485
Net incom		2,097		2,442		2,749		2,856
Less: net income attributable to noncontrolling interest in subsidiary		3		4		3		3
Net income attributable to  First Capital, Inc.	$	2,094	$	2,438	$	2,746	$	2,853
Earnings per common share attributable to First Capital Inc.:
Basic	$	0.63	$	0.73	$	0.82	$	0.85
Diluted	$	0.63	$	0.73	$	0.82	$	0.84

	First		Second		Third		Fourth
	Quarter		Quarter		Quarter		Quarter
2019	(In thousands, except per share data)
Interest income	$	7,658	$	8,219	$	8,220	$	7,957
Interest expense		456		491		503		510
Net interest income		7,202		7,728		7,717		7,447
Provision for loan losses		450		300		225		450
Net interest income after provision for loan losses		6,752		7,428		7,492		6,997
Noninterest income		1,505		1,768		1,833		1,820
Noninterest expenses		5,665		5,764		5,870		5,971
Income before income taxes		2,592		3,432		3,455		2,846
Income tax expense		442		568		537		440
Net income		2,150		2,864		2,918		2,406
Less: net income attributable to noncontrolling interest in subsidiary		3		4		3		3
Net income attributable to First Capital, Inc.	$	2,147	$	2,860	$	2,915	$	2,403
Earnings per common share attributable to First Capital Inc.:
Basic	$	0.64	$	0.86	$	0.87	$	0.72
Diluted	$	0.64	$	0.86	$	0.87	$	0.72