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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 23,497 $ 28,923
Interest-bearing deposits with banks 3,937 6,232
Federal funds sold 145,075 140,733
Total cash and cash equivalents 172,509 175,888
Interest-bearing time deposits 4,839 6,396
Securities available for sale, at fair value 447,335 283,502
Securities held to maturity 2,000 0
Loans, net 483,287 500,331
Loans held for sale 2,413 7,941
Federal Home Loan Bank and other restricted stock, at cost 1,988 1,988
Foreclosed real estate 36 0
Premises and equipment 15,177 15,950
Accrued interest receivable 3,430 3,434
Cash value of life insurance 8,698 8,479
Goodwill 6,472 6,472
Core deposit intangible 526 672
Other assets 7,893 6,498
Total Assets 1,156,603 1,017,551
LIABILITIES    
Noninterest-bearing 242,685 225,608
Interest-bearing 792,877 674,853
Total deposits 1,035,562 900,461
Accrued interest payable 97 153
Accrued expenses and other liabilities 7,004 6,186
Total liabilities 1,042,663 906,800
Commitments and Contingencies
EQUITY    
Preferred stock of $.01 par value per share; Authorized 1,000,000 shares; none issued; 0 0
Authorized 7,500,000 shares; issued 3,805,533 shares; outstanding 3,373,095 shares (3,375,760 in 2020) 38 38
Additional paid-in capital 41,684 41,684
Retained earnings-substantially restricted 80,070 72,155
Unearned stock compensation (1,033) (1,520)
Accumulated other comprehensive income 1,734 6,822
Less treasury stock, at cost - 432,438 shares (429,773 shares in 2020) (8,665) (8,540)
Total First Capital, Inc. stockholders' equity 113,828 110,639
Noncontrolling interest in subsidiary 112 112
Total equity 113,940 110,751
Total Liabilities and Equity $ 1,156,603 $ 1,017,551