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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
INTEREST INCOME        
Loans, including fees $ 5,558 $ 5,133 $ 10,859 $ 10,080
Securities:        
Taxable 945 971 1,897 1,904
Tax-exempt 361 362 739 691
Federal Home Loan Bank dividends 21 16 54 33
Federal funds sold and interest bearing deposits with banks 178 96 278 213
Total interest income 7,063 6,578 13,827 12,921
INTEREST EXPENSE        
Deposits 395 346 716 705
Advances from Federal Home Loan Bank 21
Total interest expense 395 346 737 705
Net interest income 6,668 6,232 13,090 12,216
Provision for loan losses 316 256 513 467
Net interest income after provision for loan losses 6,352 5,976 12,577 11,749
NONINTEREST INCOME        
Noninterest income, financial service 1,318 1,263 2,515 2,378
Gain (loss) on sale of securities (96) 61 (95) 61
Gain on sale of loans 290 354 530 611
Increase in cash surrender value of life insurance 85 72 128 113
Other income 139 106 184 146
Total noninterest income 1,736 1,856 3,262 3,309
NONINTEREST EXPENSE        
Compensation and benefits 2,942 2,714 5,836 5,434
Occupancy and equipment 414 388 827 769
Data processing 764 678 1,508 1,326
Professional fees 181 169 359 332
Advertising 103 75 188 175
Net (gain) loss on foreclosed real estate 400 (100) 521 211
Other operating expenses 893 879 1,712 1,711
Total noninterest expense 5,697 4,803 10,951 9,958
Income before income taxes 2,391 3,029 4,888 5,100
Income tax expense 287 835 648 1,350
Net Income 2,104 2,194 4,240 3,750
Less: net income attributable to noncontrolling interest in subsidiary 4 4 7 7
Net Income Attributable to First Capital, Inc. $ 2,100 $ 2,190 $ 4,233 $ 3,743
Earnings per common share attributable to First Capital, Inc.:        
Basic (in dollars per share) $ 0.63 $ 0.66 $ 1.27 $ 1.13
Diluted (in dollars per share) 0.63 0.66 1.27 1.12
Dividends per share (in dollars per share) $ 0.23 $ 0.21 $ 0.46 $ 0.42
Deposit Account [Member]        
NONINTEREST INCOME        
Noninterest income, financial service $ 1,188 $ 1,132 $ 2,297 $ 2,133
Investment Advisory, Management and Administrative Service [Member]        
NONINTEREST INCOME        
Noninterest income, financial service $ 130 $ 131 $ 218 $ 245