Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net income	$ 1,556	$ 1,585
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	411	186
Depreciation and amortization expense	299	289
Deferred income taxes	67	165
Stock compensation expense	21	21
Increase in cash value of life insurance	(41)	(35)
Provision for loan losses	211	75
Proceeds from sales of loans	12,891	10,886
Loans originated for sale	(10,552)	(9,195)
Gain on sale of loans	(257)	(250)
Net realized and unrealized loss on foreclosed real estate	227	101
Increase in accrued interest receivable	(74)	(229)
Decrease in accrued interest payable	(11)	(15)
Net change in other assets/liabilities	77	(691)
Net Cash Provided By Operating Activities	4,825	2,893
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(245)	(500)
Proceeds from maturities and sales of interest-bearing time deposits	1,445	745
Purchase of securities available for sale	(22,815)	(62,112)
Proceeds from maturities of securities available for sale	850	36,300
Principal collected on mortgage-backed obligations	5,936	2,773
Net (increase) decrease in loans receivable	(4,304)	1,294
Proceeds from sale of foreclosed real estate	193	508
Purchase of premises and equipment	(371)	(591)
Net Cash Used In Investing Activities	(19,311)	(21,583)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	17,009	19,008
Dividends paid	(701)	(701)
Net Cash Provided By Financing Activities	16,308	18,307
Net Increase (Decrease) in Cash and Cash Equivalents	1,822	(383)
Cash and cash equivalents at beginning of period	45,835	109,174
Cash and Cash Equivalents at End of Period	$ 47,657	$ 108,791