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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Loans, including fees $ 4,947 $ 5,148
Securities:    
Taxable 934 751
Tax-exempt 329 287
Dividends 17 16
Other interest income 116 144
Total interest income 6,343 6,346
INTEREST EXPENSE    
Deposits 359 500
Total interest expense 359 500
Net interest income 5,984 5,846
Provision for loan losses 211 75
Net interest income after provision for loan losses 5,773 5,771
NONINTEREST INCOME    
Service charges on deposit accounts 1,001 924
Commission and fee income 114 125
Gain on sale of loans 257 250
Increase in cash value of life insurance 41 35
Other income 40 34
Total noninterest income 1,453 1,368
NONINTEREST EXPENSE    
Compensation and benefits 2,720 2,717
Occupancy and equipment 381 428
Data processing 648 537
Professional fees 163 192
Advertising 100 92
Net loss on foreclosed real estate 311 150
Other expenses 832 874
Total noninterest expense 5,155 4,990
Income before income taxes 2,071 2,149
Income tax expense 515 564
Net Income 1,556 1,585
Less: net income attributable to the noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 1,553 $ 1,582
Earnings per common share attributable to First Capital, Inc.:    
Basic (in dollars per share) $ 0.46 $ 0.47
Diluted (in dollars per share) 0.46 0.47
Dividends per share on common shares (in dollars per share) $ 0.21 $ 0.21