Note 4 - Loans and Allowance for Loan Losses (Tables)

6 Months Ended

12 Months Ended

Jun. 30, 2015

Dec. 31, 2014

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	June 30, 2015			December 31, 2014
Real estate mortgage loans:
Residential	$	107,136		$	106,679
Land		10,526			11,028
Residential construction		13,691			10,347
Commercial real estate		75,521			78,314
Commercial real estate contruction		474			1,422
Commercial business loans		24,983			28,282
Consumer loans:
Home equity and second mortgage loans		37,844			37,513
Automobile loans		27,194			25,274
Loans secured by savings accounts		920			1,018
Unsecured loans		3,445			3,316
Other consumer loans		6,007			5,075
Gross loans		307,741			308,268
Less undisbursed portion of loans in process		(5,824	)		(3,325	)
Principal loan balance		301,917			304,943
Deferred loan origination fees, net		548			506
Allowance for loan losses		(3,600	)		(4,846	)
Loans, net	$	298,865		$	300,603

(In thousands)	2014			2013
Real estate mortgage loans:
Residential	$	106,679		$	107,029
Land		11,028			10,309
Residential construction		10,347			14,423
Commercial real estate		78,314			76,496
Commercial real estate construction		1,422			1,715
Commercial business loans		28,282			21,956
Consumer loans:
Home equity and second mortgage loans		37,513			34,815
Automobile loans		25,274			23,983
Loans secured by savings accounts		1,018			1,138
Unsecured loans		3,316			3,541
Other consumer loans		5,075			4,824
Gross loans		308,268			300,229
Less undisbursed portion of loans in process		(3,325	)		(7,142	)
Principal loan balance		304,943			293,087
Deferred loan origination fees, net		506			341
Allowance for loan losses		(4,846	)		(4,922	)
Loans, net	$	300,603		$	288,506

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]

	Residential Real Estate		Land		Construction		Commercial Real Estate		Commercial Business		Home Equity & 2nd Mtg		Other Consumer		Total
	(In thousands)
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	75	$	0	$	0	$	8	$	0	$	10	$	0	$	93
Collectively evaluated for impairment		559		173		51		1,661		161		638		264		3,507
Acquired with deteriorated credit quality		0		0		0		0		0		0		0		0
Ending balance	$	634	$	173	$	51	$	1,669	$	161	$	648	$	264	$	3,600

	Residential Real Estate		Land		Construction		Commercial Real Estate		Commercial Business		Home Equity  & 2nd Mtg		Other Consumer		Total
	(In thousands)
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	47	$	0	$	0	$	11	$	1,293	$	0	$	0	$	1,351
Collectively evaluated for impairment		562		201		60		1,490		187		720		275		3,495
Acquired with deteriorated credit quality		0		0		0		0		0		0		0		0
Ending balance	$	609	$	201	$	60	$	1,501	$	1,480	$	720	$	275	$	4,846

	Residential Real Estate			Land			Construction			Commercial Real Estate		Commercial Business			Home Equity  & 2nd Mtg			Other Consumer			Total
	(In thousands)
Allowance for loan losses:
Changes in Allowance for Loan Losses for the three-months ended June 30, 2015
Beginning balance	$	672		$	197		$	65		$	1,462	$	239		$	716		$	283		$	3,634
Provisions for loan losses		(39	)		(24	)		(14	)		204		(58	)		(38	)		19			50
Charge-offs		0			0			0			0		(22	)		(31	)		(72	)		(125	)
Recoveries		1			0			0			3		2			1			34			41
Ending balance	$	634		$	173		$	51		$	1,669	$	161		$	648		$	264		$	3,600
Changes in Allowance for Loan Losses for the six-months ended June 30, 2015
Beginning balance	$	609		$	201		$	60		$	1,501	$	1,480		$	720		$	275		$	4,846
Provisions for loan losses		42			(28	)		(9	)		156		(117	)		(45	)		51			50
Charge-offs		(20	)		0			0			0		(1,205	)		(33	)		(124	)		(1,382	)
Recoveries		3			0			0			12		3			6			62			86
Ending balance	$	634		$	173		$	51		$	1,669	$	161		$	648		$	264		$	3,600

	Residential Real Estate			Land		Construction		Commercial Real Estate			Commercial Business			Home Equity  & 2nd Mtg			Other Consumer			Total
	(In thousands)
Allowance for loan losses:
Changes in Allowance for Loan Losses for the three-months ended June 30, 2014
Beginning balance	$	838		$	144	$	70	$	1,276		$	1,450		$	902		$	331		$	5,011
Provisions for loan losses		24			9		8		4			(10	)		41			14			90
Charge-offs		(21	)		0		0		0			0			(36	)		(36	)		(93	)
Recoveries		2			0		0		0			4			25			27			58
Ending balance	$	843		$	153	$	78	$	1,280		$	1,444		$	932		$	336		$	5,066
Changes in Allowance for Loan Losses for the six-months ended June 30, 2014
Beginning balance	$	811		$	152	$	63	$	1,284		$	1,446		$	877		$	289		$	4,922
Provisions for loan losses		113			1		15		(4	)		(7	)		(70	)		67			115
Charge-offs		(84	)		0		0		0			0			(54	)		(88	)		(226	)
Recoveries		3			0		0		0			5			179			68			255
Ending balance	$	843		$	153	$	78	$	1,280		$	1,444		$	932		$	336		$	5,066

	Residential Real Estate			Land		Construction			Commercial Real Estate		Commercial Business			Home Equity and Second Mortgage			Other Consumer			Total
	(In thousands)
Allowance for Loan Losses:
Beginning balance	$	811		$	152	$	63		$	1,284	$	1,446		$	877		$	289		$	4,922
Provisions		(69	)		49		(3	)		211		23			(195	)		174			190
Charge-offs		(140	)		0		0			0		(6	)		(154	)		(320	)		(620	)
Recoveries		7			0		0			6		17			192			132			354
Ending balance	$	609		$	201	$	60		$	1,501	$	1,480		$	720		$	275		$	4,846
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	47		$	0	$	0		$	11	$	1,293		$	0		$	0		$	1,351
Collectively evaluated for impairment		562			201		60			1,490		187			720			275			3,495
Ending balance	$	609		$	201	$	60		$	1,501	$	1,480		$	720		$	275		$	4,846
Recorded Investment in Loans:
Individually evaluated for impairment	$	1,411		$	16	$	0		$	1,819	$	1,642		$	151		$	0		$	5,039
Collectively evaluated for impairment		105,685			11,064		8,463			76,661		26,764			37,974			34,835			301,446
Ending balance	$	107,096		$	11,080	$	8,463		$	78,480	$	28,406		$	38,125		$	34,835		$	306,485

	Residential Real Estate			Land			Construction		Commercial Real Estate			Commercial Business			Home Equity and Second Mortgage			Other Consumer			Total
	(In thousands)
Allowance for Loan Losses:
Beginning balance	$	922		$	71		$	0	$	1,310		$	1,223		$	919		$	291		$	4,736
Provisions		182			83			63		47			169			4			177			725
Charge-offs		(353	)		(2	)		0		(90	)		(20	)		(90	)		(337	)		(892	)
Recoveries		60			0			0		17			74			44			158			353
Ending balance	$	811		$	152		$	63	$	1,284		$	1,446		$	877		$	289		$	4,922
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	112		$	0		$	0	$	145		$	1,259		$	13		$	0		$	1,529
Collectively evaluated for impairment		699			152			63		1,139			187			864			289			3,393
Ending balance	$	811		$	152		$	63	$	1,284		$	1,446		$	877		$	289		$	4,922
Recorded Investment in Loans:
Individually evaluated for impairment	$	2,040		$	120		$	0	$	2,586		$	1,898		$	276		$	0		$	6,920
Collectively evaluated for impairment		105,468			10,240			9,018		74,080			20,105			34,993			33,654			287,558
Ending balance	$	107,508		$	10,360		$	9,018	$	76,666		$	22,003		$	35,269		$	33,654		$	294,478

Impaired Financing Receivables [Table Text Block]

	At June 30, 2015						Three Months Ended June 30, 2015				Six  Months Ended June 30, 2015
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In thousands)
Loans with no related allowance recorded:
Residential	$	1,122	$	1,444	$	0	$	1,235	$	5	$	1,204	$	10
Land		20		22		0		20		0		18		0
Construction		0		0		0		0		0		0		0
Commercial real estate		1,762		1,801		0		1,773		19		1,774		38
Commercial business		0		0		0		13		0		9		0
Home equity/2nd mortgage		63		81		0		65		0		67		1
Other consumer		0		0		0		0		0		0		0
		2,967		3,348		0		3,106		24		3,072		49
Loans with an allowance recorded:
Residential		297		335		75		254		0		259		0
Land		0		0		0		0		0		0		0
Construction		0		0		0		0		0		0		0
Commercial real estate		38		63		8		39		0		40		0
Commercial business		0		0		0		18		0		559		0
Home equity/2nd mortgage		80		81		10		80		0		80		0
Other consumer		0		0		0		0		0		0		0
		415		479		93		391		0		938		0
Total:
Residential		1,419		1,779		75		1,489		5		1,463		10
Land		20		22		0		20		0		18		0
Construction		0		0		0		0		0		0		0
Commercial real estate		1,800		1,864		8		1,812		19		1,814		38
Commercial business		0		0		0		31		0		568		0
Home equity/2nd mortgage		143		162		10		145		0		147		1
Other consumer		0		0		0		0		0		0		0
	$	3,382	$	3,827	$	93	$	3,497	$	24	$	4,010	$	49

	Three Months Ended June 30, 2014				Six  Months Ended June 30, 2014
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Loans with no related allowance recorded:
Residential	$	1,345	$	8	$	1,427	$	18
Land		119		0		119		0
Construction		130		0		87		0
Commercial real estate		1,525		17		1,562		34
Commercial business		94		0		126		0
Home equity/2nd mortgage		169		0		197		1
Other consumer		0		0		0		0
		3,382		25		3,518		53
Loans with an allowance recorded:
Residential		436		0		440		0
Land		3		0		2		0
Construction		0		0		0		0
Commercial real estate		1,123		0		1,065		0
Commercial business		1,726		0		1,720		0
Home equity/2nd mortgage		16		0		18		0
Other consumer		0		0		0		0
		3,304		0		3,245		0
Total:
Residential		1,781		8		1,867		18
Land		122		0		121		0
Construction		130		0		87		0
Commercial real estate		2,648		17		2,627		34
Commercial business		1,820		0		1,846		0
Home equity/2nd mortgage		185		0		215		1
Other consumer		0		0		0		0
	$	6,686	$	25	$	6,763	$	53

	Recorded Investment		Unpaid Principal Balance		Related Allowance
	(In thousands)
Loans with no related allowance recorded:
Residential	$	1,141	$	1,446	$	0
Land		16		18		0
Construction		0		0		0
Commercial real estate		1,777		1,808		0
Commercial business		0		0		0
Home equity/2nd mortgage		71		87		0
Other consumer		0		0		0
		3,005		3,359		0
Loans with an allowance recorded:
Residential		270		304		47
Land		0		0		0
Construction		0		0		0
Commercial real estate		42		65		11
Commercial business		1,642		1,909		1,293
Home equity/2nd mortgage		80		98		0
Other consumer		0		0		0
		2,034		2,376		1,351
Total:
Residential		1,411		1,750		47
Land		16		18		0
Construction		0		0		0
Commercial real estate		1,819		1,873		11
Commercial business		1,642		1,909		1,293
Home equity/2nd mortgage		151		185		0
Other consumer		0		0		0
	$	5,039	$	5,735	$	1,351

	Recorded Investment		Unpaid Principal Balance		Average Related Allowance		Interest Recorded Investment		Income Recognized
	(In thousands)
Loans with no related allowance recorded:
Residential real estate	$	1,141	$	1,446	$	0	$	1,293	$	26
Land		16		18		0		96		0
Construction		0		0		0		52		0
Commercial real estate		1,777		1,808		0		1,626		70
Commercial business		0		0		0		113		0
Home equity and second mortgage		71		87		0		147		2
Other consumer		0		0		0		0		0
	$	3,005	$	3,359	$	0	$	3,327	$	98
Loans with an allowance recorded:
Residential real estate	$	270	$	304	$	47	$	369	$	0
Land		0		0		0		1		0
Construction		0		0		0		0		0
Commercial real estate		42		65		11		656		0
Commercial business		1,642		1,909		1,293		1,696		0
Home equity and second mortgage		80		98		0		46		0
Other consumer		0		0		0		0		0
	$	2,034	$	2,376	$	1,351	$	2,768	$	0
Total:
Residential real estate	$	1,411	$	1,750	$	47	$	1,662	$	26
Land		16		18		0		97		0
Construction		0		0		0		52		0
Commercial real estate		1,819		1,873		11		2,282		70
Commercial business		1,642		1,909		1,293		1,809		0
Home equity and second mortgage		151		185		0		193		2
Other consumer		0		0		0		0		0
	$	5,039	$	5,735	$	1,351	$	6,095	$	98

	Recorded Investment		Unpaid Principal Balance		Average Related Allowance		Interest Recorded Investment		Income Recognized
	(In thousands)
Loans with no related allowance recorded:
Residential real estate	$	1,591	$	1,869	$	0	$	1,508	$	32
Land		120		131		0		124		0
Construction		0		0		0		173		0
Commercial real estate		1,637		1,643		0		1,410		63
Commercial business		189		209		0		38		4
Home equity and second mortgage		254		268		0		164		5
Other consumer		0		0		0		0		0
	$	3,791	$	4,120	$	0	$	3,417	$	104
Loans with an allowance recorded:
Residential real estate	$	449	$	487	$	112	$	624	$	2
Land		0		0		0		1		0
Construction		0		0		0		0		0
Commercial real estate		949		1,048		145		1,108		0
Commercial business		1,709		1,909		1,259		1,801		0
Home equity and second mortgage		22		22		13		47		0
Other consumer		0		0		0		0		0
	$	3,129	$	3,466	$	1,529	$	3,581	$	2
Total:
Residential real estate	$	2,040	$	2,356	$	112	$	2,132	$	34
Land		120		131		0		125		0
Construction		0		0		0		173		0
Commercial real estate		2,586		2,691		145		2,518		63
Commercial business		1,898		2,118		1,259		1,839		4
Home equity and second mortgage		276		290		13		211		5
Other consumer		0		0		0		0		0
	$	6,920	$	7,586	$	1,529	$	6,998	$	106

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	June 30, 2015						December 31, 2014
	Nonaccrual Loans		Loans 90+ Days Past Due Still Accruing		Total Nonperforming Loans		Nonaccrual Loans		Loans 90+ Days Past Due Still Accruing		Total Nonperforming Loans
	(In thousands)
Residential	$	1,069	$	14	$	1,083	$	919	$	68	$	987
Land		20		0		20		16		0		16
Construction		0		0		0		0		0		0
Commercial real estate		434		21		455		433		0		433
Commercial business		0		0		0		1,642		0		1,642
Home equity/2nd mortgage		122		0		122		129		14		143
Other consumer		0		19		19		0		3		3
Total	$	1,645	$	54	$	1,699	$	3,139	$	85	$	3,224

	December 31, 2014						December 31, 2013
	Nonaccrual Loans		Loans 90+ Days Past Due Still Accruing		Total Nonperforming Loans		Nonaccrual Loans		Loans 90+ Days Past Due Still Accruing		Total Nonperforming Loans
	(In thousands)
Residential real estate	$	919	$	68	$	987	$	1,533	$	180	$	1,713
Land		16		0		16		120		0		120
Construction		0		0		0		0		0		0
Commercial real estate		433		0		433		1,456		0		1,456
Commercial business		1,642		0		1,642		1,898		0		1,898
Home equity and second mortgage		129		14		143		252		39		291
Other consumer		0		3		3		0		8		8
Total	$	3,139	$	85	$	3,224	$	5,259	$	227	$	5,486

Past Due Financing Receivables [Table Text Block]

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans
	(In thousands)
Residential	$	2,556	$	519	$	587	$	3,662	$	103,876	$	107,538
Land		0		8		20		28		10,540		10,568
Construction		0		0		0		0		8,362		8,362
Commercial real estate		0		192		77		269		75,383		75,652
Commercial business		0		0		0		0		25,107		25,107
Home equity/2nd mortgage		124		92		3		219		38,274		38,493
Other consumer		200		25		19		244		37,468		37,712
Total	$	2,880	$	836	$	706	$	4,422	$	299,010	$	303,432

	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans
	(In thousands)
Residential	$	3,070	$	551	$	308	$	3,929	$	103,167	$	107,096
Land		24		124		0		148		10,932		11,080
Construction		0		0		0		0		8,463		8,463
Commercial real estate		54		133		42		229		78,251		78,480
Commercial business		0		0		0		0		28,406		28,406
Home equity/2nd mortgage		153		23		97		273		37,852		38,125
Other consumer		263		26		3		292		34,543		34,835
Total	$	3,564	$	857	$	450	$	4,871	$	301,614	$	306,485

	30-59 Days Past Due		60-89 Days Past Due		Over 90 Days Past Due		Total Past Due		Current		Total Loans
	(In thousands)
Residential real estate	$	3,070	$	551	$	308	$	3,929	$	103,167	$	107,096
Land		24		124		0		148		10,932		11,080
Construction		0		0		0		0		8,463		8,463
Commercial real estate		54		133		42		229		78,251		78,480
Commercial business		0		0		0		0		28,406		28,406
Home equity and second mortgage		153		23		97		273		37,852		38,125
Other consumer		263		26		3		292		34,543		34,835
Total	$	3,564	$	857	$	450	$	4,871	$	301,614	$	306,485

	30-59 Days Past Due		60-89 Days Past Due		Over 90 Days Past Due		Total Past Due		Current		Total Loans
	(In thousands)
Residential real estate	$	3,160	$	830	$	701	$	4,691	$	102,817	$	107,508
Land		162		109		12		283		10,077		10,360
Construction		0		0		0		0		9,018		9,018
Commercial real estate		231		500		49		780		75,886		76,666
Commercial business		0		0		189		189		21,814		22,003
Home equity and second mortgage		411		24		132		567		34,702		35,269
Other consumer		296		34		8		338		33,316		33,654
Total	$	4,260	$	1,497	$	1,091	$	6,848	$	287,630	$	294,478

Financing Receivable Credit Quality Indicators [Table Text Block]

	Residential Real Estate		Land		Construction		Commercial Real Estate		Commercial Business		Home Equity  & 2nd Mtg		Other Consumer		Total
	(In thousands)
June 30, 2015
Pass	$	105,401	$	7,661	$	8,362	$	72,937	$	24,264	$	38,229	$	37,639	$	294,493
Special Mention		100		92		0		1,649		514		1		57		2,413
Substandard		968		2,795		0		632		329		141		16		4,881
Doubtful		1,069		20		0		434		0		122		0		1,645
Loss		0		0		0		0		0		0		0		0
Total	$	107,538	$	10,568	$	8,362	$	75,652	$	25,107	$	38,493	$	37,712	$	303,432
December 31, 2014
Pass	$	104,780	$	7,969	$	7,722	$	73,204	$	26,137	$	37,860	$	34,770	$	292,442
Special Mention		105		94		741		2,648		298		2		49		3,937
Substandard		1,292		3,001		0		2,195		329		134		16		6,967
Doubtful		919		16		0		433		1,642		129		0		3,139
Loss		0		0		0		0		0		0		0		0
Total	$	107,096	$	11,080	$	8,463	$	78,480	$	28,406	$	38,125	$	34,835	$	306,485

	Residential Real Estate		Land		Construction		Commercial Real Estate		Commercial Business		Home Equity and Second Mortgage		Other Consumer		Total
	(In thousands)
December 31, 2014:
Pass	$	104,780	$	7,969	$	7,722	$	73,204	$	26,137	$	37,860	$	34,770	$	292,442
Special mention		105		94		741		2,648		298		2		49		3,937
Substandard		1,292		3,001		0		2,195		329		134		16		6,967
Doubtful		919		16		0		433		1,642		129		0		3,139
Loss		0		0		0		0		0		0		0		0
Total	$	107,096	$	11,080	$	8,463	$	78,480	$	28,406	$	38,125	$	34,835	$	306,485
December 31, 2013:
Pass	$	103,594	$	7,096	$	9,018	$	71,893	$	19,328	$	34,693	$	33,627	$	279,249
Special mention		756		0		0		2,627		458		198		27		4,066
Substandard		1,625		3,144		0		690		319		126		0		5,904
Doubtful		1,533		120		0		1,456		1,898		252		0		5,259
Loss		0		0		0		0		0		0		0		0
Total	$	107,508	$	10,360	$	9,018	$	76,666	$	22,003	$	35,269	$	33,654	$	294,478

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	June 30, 2015								December 31, 2014
	Accruing		Nonaccrual		Total		Related Allowance for Loan Losses		Accruing		Nonaccrual		Total		Related Allowance for Loan Losses
	(In thousands)
Troubled debt restructurings:
Residential real estate	$	349	$	310	$	659	$	3	$	492	$	166	$	658	$	6
Commercial real estate		1,367		331		1,698		0		1,386		338		1,724		0
Commercial business		0		0		0		0		0		1,642		1,642		1,292
Home equity and 2nd mortgage		21		0		21		0		22		0		22		0
Total	$	1,737	$	641	$	2,378	$	3	$	1,900	$	2,146	$	4,046	$	1,298

	December 31, 2014								December 31, 2013
	Accruing		Nonaccrual		Total		Related Allowance for Loan Losses		Accruing		Nonaccrual		Total		Related Allowance for Loan Losses
	(In thousands)
Residential real estate	$	492	$	166	$	658	$	6	$	508	$	226	$	734	$	45
Commercial real estate		1,386		338		1,724		0		1,130		0		1,130		0
Commercial business		0		1,642		1,642		1,292		0		1,709		1,709		1,259
Home equity and second mortgage		22		0		22		0		24		0		24		0
Total	$	1,900	$	2,146	$	4,046	$	1,298	$	1,662	$	1,935	$	3,597	$	1,304

Schedule of Debtor Troubled Debt Restructuring, Current Period [Table Text Block]

	Six months ended June 30, 2014
	Number of Contracts		Pre-Modification Outstanding Balance		Post-Modification Outstanding Balance
	(Dollars in thousands)
Troubled debt restructurings:
Commercial real estate		3	$	542	$	542
Total		3	$	542	$	542

	Number of Contracts		Pre-Modification Outstanding Balance		Post-Modification Outstanding Balance
	(In thousands)
Commercial real estate		5	$	641	$	641
Total		5	$	641	$	641

	Number of Contracts		Pre-Modification Outstanding Balance		Post-Modification Outstanding Balance
	(In thousands)
Residential real estate		5	$	310	$	310
Total		5	$	310	$	310

Schedule of Related Party Transactions [Table Text Block]

(In thousands)
Beginning balance	$	6,549
New loans		10,612
Payments		(8,507	)
Ending balance	$	8,654

Financing Receivable [Member]

Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	Residential Real Estate		Land		Construction		Commercial Real Estate			Commercial Business			Home Equity & 2nd Mtg		Other Consumer		Total
	(In thousands)
Recorded Investment in Loans:
Principal loan balance	$	107,136	$	10,526	$	8,341	$	75,521		$	24,983		$	37,844	$	37,566	$	301,917
Accrued interest receivable		339		38		21		168			131			124		146		967
Net deferred loan origination
fees and costs		63		4		0		(37	)		(7	)		525		0		548
Recorded investment in loans	$	107,538	$	10,568	$	8,362	$	75,652		$	25,107		$	38,493	$	37,712	$	303,432
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	$	1,419	$	20	$	0	$	1,800		$	0		$	143	$	0	$	3,382
Collectively evaluated for impairment		106,119		10,548		8,362		73,852			25,107			38,350		37,712		300,050
Acquired with deteriorated credit quality		0		0		0		0			0			0		0		0
Ending balance	$	107,538	$	10,568	$	8,362	$	75,652		$	25,107		$	38,493	$	37,712	$	303,432

	Residential Real Estate		Land		Construction			Commercial Real Estate			Commercial Business			Home Equity & 2nd Mtg		Other Consumer		Total
	(In thousands)
Recorded Investment in Loans:
Principal loan balance	$	106,679	$	11,028	$	8,444		$	78,314		$	28,282		$	37,513	$	34,683	$	304,943
Accrued interest receivable		368		48		20			186			131			131		152		1,036
Net deferred loan origination
fees and costs		49		4		(1	)		(20	)		(7	)		481		0		506
Recorded investment in loans	$	107,096	$	11,080	$	8,463		$	78,480		$	28,406		$	38,125	$	34,835	$	306,485
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	$	1,411	$	16	$	0		$	1,819		$	1,642		$	151	$	0	$	5,039
Collectively evaluated for impairment		105,685		11,064		8,463			76,661			26,764			37,974		34,835		301,446
Acquired with deteriorated credit quality		0		0		0			0			0			0		0		0
Ending balance	$	107,096	$	11,080	$	8,463		$	78,480		$	28,406		$	38,125	$	34,835	$	306,485

	Residential Real Estate		Land		Construction			Commercial Real Estate			Commercial Business			Home Equity and Second Mortgage		Other Consumer		Total
	(In thousands)
December 31, 2014:
Principal loan balance	$	106,679	$	11,028	$	8,444		$	78,314		$	28,282		$	37,513	$	34,683	$	304,943
Accrued interest receivable		368		48		20			186			131			131		152		1,036
Net deferred loan origination fees and costs		49		4		(1	)		(20	)		(7	)		481		0		506
Recorded investment in loans	$	107,096	$	11,080	$	8,463		$	78,480		$	28,406		$	38,125	$	34,835	$	306,485
December 31, 2013:
Principal loan balance	$	107,029	$	10,309	$	8,996		$	76,496		$	21,956		$	34,815	$	33,486	$	293,087
Accrued interest receivable		427		49		22			202			56			126		168		1,050
Net deferred loan origination fees and costs		52		2		0			(32	)		(9	)		328		0		341
Recorded investment in loans	$	107,508	$	10,360	$	9,018		$	76,666		$	22,003		$	35,269	$	33,654	$	294,478