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Consolidated Balance Sheets (Unaudited) - USD ($)
Jun. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 8,788,000 $ 13,653,000
Interest bearing deposits with banks 859,000 865,000
Federal funds sold 30,000,000 18,725,000
Total cash and cash equivalents 39,647,000 33,243,000
Interest-bearing time deposits 9,515,000 8,270,000
Securities available for sale, at fair value 98,361,000 100,226,000
Securities-held to maturity 5,000 6,000
Loans, net 298,865,000 300,603,000
Loans held for sale 1,673,000 1,608,000
Federal Home Loan Bank stock, at cost 1,550,000 2,241,000
Foreclosed real estate 567,000 78,000
Premises and equipment 10,238,000 10,208,000
Accrued interest receivable 1,538,000 1,580,000
Cash value of life insurance 6,002,000 6,161,000
Goodwill 5,386,000 5,386,000
Other assets 3,577,000 3,151,000
Total Assets 476,924,000 472,761,000
Deposits:    
Noninterest-bearing 74,213,000 73,042,000
Interest-bearing 342,034,000 339,594,000
Total deposits 416,247,000 412,636,000
Accrued interest payable 94,000 127,000
Accrued expenses and other liabilities 2,169,000 2,765,000
Total liabilities 418,510,000 415,528,000
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,182,916 shares, (3,164,416 in 2014); outstanding 2,759,002 shares, (2,740,502 in 2014) 32,000 32,000
Additional paid-in capital 24,766,000 24,313,000
Retained earnings-substantially restricted 41,768,000 40,229,000
Unearned stock compensation (415,000) 0
Accumulated other comprehensive income 411,000 800,000
Less treasury stock, at cost - 423,914 shares (8,253,000) (8,253,000)
Total First Capital, Inc. stockholders' equity 58,309,000 57,121,000
Noncontrolling interest in subsidiary 105,000 112,000
Total equity 58,414,000 57,233,000
Total Liabilities and Equity $ 476,924,000 $ 472,761,000