Condensed Consolidated Statements of Operations and Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest income:
Loans, including fees	$ 3,208,854	$ 3,489,120	$ 6,511,193	$ 6,941,887
Deposits in banks	410	79	540	694
Securities	271,825	258,059	530,522	477,124
Federal funds sold	431	998	1,080	2,652
Total interest income	3,481,520	3,748,256	7,043,335	7,422,357
Interest expense:
Deposits	1,076,554	1,415,594	2,228,988	2,871,910
Other borrowings	44,921	43,579	90,070	87,751
Total interest expense	1,121,475	1,459,173	2,319,058	2,959,661
Net interest income	2,360,045	2,289,083	4,724,277	4,462,696
Provision for loan losses	510,000	150,000	1,255,000	355,000
Net interest income after provision for loan losses	1,850,045	2,139,083	3,469,277	4,107,696
Other income:
Service charges on deposit accounts	355,972	300,949	698,579	641,689
Other fees and commissions	37,523	24,135	65,064	47,488
Gain on sales of available for sale securities	276,019		391,713
Gain (loss) on sales of foreclosed real estate	(37,993)		(37,993)
Gain (loss) on disposal of premises and equipment	(7,453)		(7,453)
Other operating income	132,351	128,982	266,832	247,836
Total other income	756,419	454,066	1,376,742	937,013
Other expenses:
Salaries and employee benefits	933,018	903,443	1,873,388	1,817,419
Occupancy and equipment expenses, net	242,948	276,531	515,289	598,650
Other operating expenses	1,819,206	1,254,590	3,608,707	2,384,753
Total other expenses	2,995,172	2,434,564	5,997,384	4,800,822
Income (loss) before income tax benefits	(388,708)	158,585	(1,151,365)	243,887
Income tax benefits
Net income (loss)	(388,708)	158,585	(1,151,365)	243,887
Preferred stock dividends			(50,000)	(50,000)
Net income (loss) available available to common shareholders	(388,708)	158,585	(1,201,365)	193,887
Other comprehensive income (loss):
Unrealized gains on securities available for sale arising during period, net of tax	133,297	724,291	498,834	779,209
Reclassification adjustment for realized gains on securities available for sale arising during the period, net of tax	(276,019)		(391,713)
Comprehensive income (loss)	$ (531,430)	$ 882,876	$ (1,094,244)	$ 973,096
Basic earnings (losses) per common share	$ (0.04)	$ 0.02	$ (0.12)	$ 0.02
Diluted earnings (losses) per common share	$ (0.04)	$ 0.02	$ (0.12)	$ 0.02