SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND PRACTICES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014 Plan
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND PRACTICES [Abstract]
Maximum number of months of maturities to be considered as short term investments	3 months
Number of workings days to issue policy from the date the cash and policy application are received	30 days
Number of past due days after which accounts are written off	90 days
Non-refundable application fee per policy, minimum	$ 25
Non-refundable application fee per policy, maximum	55
Concentration Risk [Line Items]
Commission fee as percentage of gross written premium (in hundredths)	4.00%
Number of compensation plans adopted	3
Stock-based employee compensation cost	0
Property, Plant and Equipment [Line Items]
Minimum limit for expenditure to be capitalized	1,000
Minimum useful life of asset to be capitalized	1 year
Impairment of property, plant and equipment	0
GOODWILL AND INTANGIBLE ASSETS [Abstract]
Intangible asset purchased	500,000
Definite finite life of intangible asset	12 months
Building and Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of property, plant and equipment	30 years
Furniture and Fixtures [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of property, plant and equipment	7 years
Computer Equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives of property, plant and equipment	5 years
Minimum [Member]
Concentration Risk [Line Items]
Fees earned per policy	25
Maximum [Member]
Concentration Risk [Line Items]
Fees earned per policy	$ 55