CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Investments
Debt maturities, available for sale, at fair value	$ 284,099	$ 174,912
Debt maturities, held to maturity, at amortized cost	7,417	7,214
Equity securities, available for sale, at fair value	39,247	38,584
Total investments	330,763	220,710
Cash and short term investments	40,157	41,446
Prepaid reinsurance premiums	54,502	7,592
Premiums receivable, net of allowance for credit losses of $148 and $143, respectively	27,275	22,414
Reinsurance recoverable, net	12,534	2,742
Deferred policy acquisition costs	13,610	16,708
Deferred income taxes, net	0	1,006
Income taxes receivable	1,810	0
Property, plant and equipment, net	1,749	929
Other assets	7,231	3,194
Contingent quota-share profit sharing	14,000	0
Total assets	503,631	316,741
LIABILITIES AND SHAREHOLDERS' EQUITY
Unpaid losses and LAE	78,330	61,016
Unearned premiums	192,424	128,343
Premiums deposits and customer credit balances	7,381	3,833
Claims payments outstanding	10,152	6,203
Income taxes payable	0	2,379
Deferred income taxes, net	1,341	0
Accounts payable and accrued expenses	10,924	6,473
Deferred quota-share profit sharing	10,500	0
Total liabilities	311,052	208,247
Shareholders' equity:
Common stock, $0.01 par value. Authorized 25,000,000 shares; issued and outstanding 13,632,414 and 10,901,716, respectively	136	109
Preferred stock, $0.01 par value. Authorized 1,000,000 shares; none issued or outstanding	0	0
Additional paid-in capital	127,302	80,525
Accumulated other comprehensive income
Unrealized net gains on investments, available for sale	7,718	5,964
Total accumulated other comprehensive income	7,718	5,964
Retained earnings	57,423	21,896
Total shareholders' equity	192,579	108,494
Total liabilities and shareholders' equity	$ 503,631	$ 316,741