Unpaid losses and LAE (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Unpaid losses and LAE [Abstract]
Unpaid losses and LAE, period start	$ 61,016,000	$ 49,908,000
Less reinsurance recoverables	(2,742,000)	(3,503,000)
Unpaid Losses and LAE, net, period start	58,274,000	46,405,000
Incurred related to Unpaid losses and LAE [Abstract]
Current year	56,818,000	56,209,000
Prior years	3,658,000	201,000
Total incurred losses and LAE	60,476,000	56,410,000
Paid Related to Unpaid losses And LAE [Abstract]
Current year	24,153,000	22,695,000
Prior years	30,723,000	21,846,000
Total paid	54,876,000	44,541,000
Unpaid Losses and LAE, net, period end	63,874,000	58,274,000
Plus reinsurance recoverables	9,235,000	2,742,000
Unpaid losses and LAE, period end	73,109,000	61,016,000
Increased liabilitity for losses	$ 3,700,000	$ 200,000