REINSURANCE (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Premiums written [Abstract]
Direct and Assumed	$ 243,373,000	$ 119,459,000	$ 98,269,000
Ceded	(82,709,000)	(51,085,000)	(46,293,000)
Net premiums written	160,665,000	68,374,000	51,976,000
Premiums earned [Abstract]
Direct and Assumed	174,037,000	109,312,000	97,473,000
Ceded	(69,656,000)	(49,953,000)	(48,950,000)
Net premiums earned	104,381,000	59,359,000	48,523,000
Losses and LAE incurred [Abstract]
Direct and Assumed	59,820,000	33,329,000	33,055,000
Ceded	(3,410,000)	(3,120,000)	(2,159,000)
Losses and LAE incurred, net	56,410,000	30,209,000	30,896,000
Unpaid losses and LAE, net [Abstract]
Direct and Assumed	61,016,000	49,908,000	59,983,000	66,529,000
Ceded	(2,742,000)	(3,503,000)
Unpaid losses and LAE, net	58,273,000	46,405,000
Unearned premiums [Abstract]
Direct and Assumed	128,343,000	59,006,000
Ceded	(37,135,000)	(24,083,000)
Unearned premiums, net	91,208,000	34,923,000
Fully funded trust agreements	$ 4,900,000
Minimum number of days fully funded trust agreements can be drawn on for the amounts remain unpaid	120 days