CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Revenue:
Gross premiums written	$ 243,373	$ 119,459	$ 98,269
Gross premiums ceded	(82,709)	(51,085)	(46,293)
Net premiums written	160,665	68,374	51,976
Increase (decrease) in prepaid reinsurance premiums	13,052	2,059	(2,656)
Increase in unearned premiums	(69,336)	(11,074)	(797)
Net change in prepaid reinsurance premiums and unearned premiums	(56,284)	(9,015)	(3,453)
Net premiums earned	104,381	59,359	48,523
Commission income	2,646	1,377	994
Finance revenue	866	496	518
Direct written policy fees	6,196	2,007	1,583
Net investment income	3,332	3,819	4,079
Net realized investment gains	2,881	1,072	2,725
Other income	1,435	517	1,741
Total revenue	121,737	68,647	60,163
Expenses:
Losses and LAE	56,410	30,209	30,896
Operating and underwriting expenses	14,474	9,996	9,916
Salaries and wages	10,188	8,439	8,004
Amortization of deferred policy acquisition costs	21,447	13,255	12,347
Total expenses	102,519	61,899	61,163
Income (loss) before provision for income tax expense (benefit)	19,218	6,748	(1,000)
Provision for income tax expense (benefit)	6,491	2,435	(570)
Net income (loss)	$ 12,727	$ 4,313	$ (430)
Net income (loss) per share - basic (in dollars per share)	$ 1.50	$ 0.53	$ (0.05)
Net income (loss) per share - diluted (in dollars per share)	$ 1.45	$ 0.53	$ (0.05)
Weighted average number of common shares outstanding - basic (in shares)	8,505,967	7,951,906	7,946,384
Weighted average number of common shares outstanding - diluted (in shares)	8,772,060	8,016,110	7,946,384
Dividends paid per share (in dollars per share)	$ 0.11	$ 0.02	$ 0