CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investments
Debt maturities, available for sale, at fair value	$ 126,013	$ 101,755
Debt maturities, held to maturity, at amortized cost	7,295	7,359
Equity securities, available for sale, at fair value	34,734	20,982
Total investments	168,042	130,096
Cash and short term investments	46,994	21,143
Prepaid reinsurance premiums	1,707	7,045
Premiums receivable, net of allowance for credit losses of $103 and $69, respectively	20,110	8,023
Reinsurance recoverable, net	2,684	3,503
Deferred policy acquisition costs	14,360	8,479
Deferred income taxes, net	852	4,338
Income taxes receivable	868	39
Property, plant and equipment, net	915	564
Other assets	2,488	2,658
Total assets	259,020	185,888
LIABILITIES AND SHAREHOLDERS' EQUITY
Unpaid losses and LAE	51,950	49,908
Unearned premiums	116,988	59,006
Premiums deposits and customer credit balances	3,841	2,458
Bank overdraft	4,809	5,987
Accounts payable and accrued expenses	7,409	2,624
Total liabilities	184,997	119,983
Shareholders' equity:
Common stock, $0.01 par value. Authorized 25,000,000 shares; issued and outstanding 8,073,025 and 7,979,488, respectively	81	80
Preferred stock, $0.01 par value. Authorized 1,000,000 shares; none issued or outstanding	0	0
Additional paid-in capital	52,009	51,356
Accumulated other comprehensive income
Unrealized net gains on investments, available for sale	4,273	4,067
Total accumulated other comprehensive income	4,273	4,067
Retained earnings	17,660	10,402
Total shareholders' equity	74,023	65,905
Total liabilities and shareholders' equity	$ 259,020	$ 185,888