INVESTMENTS (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
INVESTMENTS [Abstract]
Increase in total investments	$ 600,000
Percentage increase in investments (in hundredths)	0.50%
Ratio of available-for-sale securities to total investments (in hundredths)	94.00%
Net realized investment losses charged to operations	44,000	800,000
Schedule of Available-for-sale Securities [Line Items]
Debt maturities, held to maturity, at amortized cost	7,359,000	7,128,000
Irrevocable letter of credit	15,000,000
Amount held in trust	1,000,000	1,000,000
Debt securities, at market [Abstract]
Debt securities, at market	101,755,000	104,311,000
Percent of debt securities at market to total investments (in hundredths)	78.22%	80.57%
Debt securities, at amortized cost [Abstract]
Debt securities, at amortized cost	7,359,000	7,128,000
Percent of debt securities at amortized cost to total investments (in hundredths)	5.65%	5.50%
Total debt securities	109,114,000	111,439,000
Percent of debt securities to total investments (in hundredths)	83.87%	86.07%
Equity securities, at market	20,982,000	18,028,000
Percentage of equity securities to total investments (in hundredths)	16.13%	13.93%
Total investments	130,096,000	129,467,000
Total investments (in hundredths)	100.00%	100.00%
Realized gains (losses) [Abstract]
Total realized gains	3,186,000	4,809,000
Fair Value at Sale of securities with realized gains	57,659,000	74,985,000
Total realized losses	(2,114,000)	(2,084,000)
Fair Value at Sale of securities with realized losses	19,851,000	21,596,000
Net realized gains on investments	1,072,000	2,725,000
Fair Value of Investments at Sale	77,510,000	96,581,000
Debt Securities - Available-For-Sale [Abstract]
Debt Securities - Available-For-Sale, Amortized Cost	97,121,000	101,966,000
Debt Securities - Available-For-Sale, Gross Unrealized Gains	4,735,000	2,767,000
Debt Securities - Available-For-Sale, Gross Unrealized Losses	101,000	422,000
Debt Securities - Available-For-Sale, Estimated Fair Value	101,755,000	104,311,000
Debt Securities - Held-To-Maturity [Abstract]
Debt Securities - Held-To-Maturity, Amortized Cost	7,359,000	7,128,000
Debt Securities - Held-To-Maturity, Gross Unrealized Gains	210,000	288,000
Debt Securities - Held-To-Maturity, Gross Unrealized Losses	15,000	1,000
Debt Securities - Held-To-Maturity, Estimated Fair Value	7,554,000	7,415,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	719,000
Debt/Equity securities, Less than 12 months	531,000
Debt/Equity securities, 12 months or longer	188,000
Amortized Cost [Abstract]
Due in one year or less, Amortized Cost	2,925,000	8,284,000
Due after one through five years, Amortized Cost	49,826,000	47,294,000
Due after five through ten years, Amortized Cost	35,070,000	36,525,000
Due after ten years, Amortized Cost	16,659,000	16,991,000
Total Amortized Cost	104,480,000	109,094,000
Estimated Fair Value [Abstract]
Due in one year or less, Estimated Fair Value	2,944,000	8,376,000
Due after one through five years, Estimated Fair Value	51,523,000	48,314,000
Due after five through ten years, Estimated Fair Value	37,182,000	37,448,000
Due after ten years, Estimated Fair Value	17,660,000	17,588,000
Total Estimated Fair Value	109,309,000	111,726,000
Investment income [Abstract]
Interest on debt securities	3,380,000	3,681,000	3,224,000
Dividends on equity securities	436,000	394,000	491,000
Interest on cash and cash equivalents	3,000	4,000	11,000
Total investment income	3,819,000	4,079,000	3,726,000
Net realized gains	1,072,000	2,725,000	6,777,000
Proceeds from sales and maturity of marketable securities	90,400,000	108,300,000	149,000,000
Net realized and unrealized investment gains (losses) [Abstract]
Net realized gains (losses)	1,072,000	2,725,000	6,777,000
Net unrealized gains (losses)	6,521,000	1,406,000	835,000
Federated National [Member]
Realized gains (losses) [Abstract]
Fair Value of Investments at Sale	451,000	846,000	5,024,000
Diverse Industries Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of debt securities to total debt portfolio (in hundredths)	69.00%	61.00%
Percentage of equity holdings to total equity portfolio (in hundredths)	87.00%	83.00%
United States Government Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of debt securities to total debt portfolio (in hundredths)	31.00%	39.00%
Mutual Funds [Member]
Schedule of Available-for-sale Securities [Line Items]
Percentage of equity holdings to total equity portfolio (in hundredths)	13.00%	17.00%
United States Government Obligations and Authorities [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt maturities, held to maturity, at amortized cost	6,016,000	6,166,000
Debt securities, at market [Abstract]
Debt securities, at market	27,392,000	37,217,000
Percent of debt securities at market to total investments (in hundredths)	21.06%	28.75%
Debt securities, at amortized cost [Abstract]
Debt securities, at amortized cost	6,016,000	6,166,000
Percent of debt securities at amortized cost to total investments (in hundredths)	4.62%	4.76%
Debt Securities - Available-For-Sale [Abstract]
Debt Securities - Available-For-Sale, Amortized Cost	26,825,000	36,558,000
Debt Securities - Available-For-Sale, Gross Unrealized Gains	632,000	686,000
Debt Securities - Available-For-Sale, Gross Unrealized Losses	65,000	27,000
Debt Securities - Available-For-Sale, Estimated Fair Value	27,392,000	37,217,000
Debt Securities - Held-To-Maturity [Abstract]
Debt Securities - Held-To-Maturity, Amortized Cost	6,016,000	6,166,000
Debt Securities - Held-To-Maturity, Gross Unrealized Gains	149,000	249,000
Debt Securities - Held-To-Maturity, Gross Unrealized Losses	12,000	0
Debt Securities - Held-To-Maturity, Estimated Fair Value	6,153,000	6,415,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	65,000
Debt/Equity securities, Less than 12 months	65,000
Debt/Equity securities, 12 months or longer	0
Obligations of States and Political Subdivisions [Member]
Debt securities, at market [Abstract]
Debt securities, at market	3,939,000	2,303,000
Percent of debt securities at market to total investments (in hundredths)	3.03%	1.77%
Debt Securities - Available-For-Sale [Abstract]
Debt Securities - Available-For-Sale, Amortized Cost	3,738,000	2,165,000
Debt Securities - Available-For-Sale, Gross Unrealized Gains	202,000	138,000
Debt Securities - Available-For-Sale, Gross Unrealized Losses	1,000	0
Debt Securities - Available-For-Sale, Estimated Fair Value	3,939,000	2,303,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	1,000
Debt/Equity securities, Less than 12 months	1,000
Debt/Equity securities, 12 months or longer	0
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt maturities, held to maturity, at amortized cost	1,203,000	962,000
Debt securities, at market [Abstract]
Debt securities, at market	67,313,000	63,268,000
Percent of debt securities at market to total investments (in hundredths)	51.74%	48.87%
Debt securities, at amortized cost [Abstract]
Debt securities, at amortized cost	1,203,000	962,000
Percent of debt securities at amortized cost to total investments (in hundredths)	0.92%	0.74%
Debt Securities - Available-For-Sale [Abstract]
Debt Securities - Available-For-Sale, Amortized Cost	63,553,000	61,724,000
Debt Securities - Available-For-Sale, Gross Unrealized Gains	3,794,000	1,934,000
Debt Securities - Available-For-Sale, Gross Unrealized Losses	34,000	390,000
Debt Securities - Available-For-Sale, Estimated Fair Value	67,313,000	63,268,000
Debt Securities - Held-To-Maturity [Abstract]
Debt Securities - Held-To-Maturity, Amortized Cost	1,203,000	962,000
Debt Securities - Held-To-Maturity, Gross Unrealized Gains	61,000	39,000
Debt Securities - Held-To-Maturity, Gross Unrealized Losses	2,000	1,000
Debt Securities - Held-To-Maturity, Estimated Fair Value	1,262,000	1,000,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	34,000
Debt/Equity securities, Less than 12 months	34,000
Debt/Equity securities, 12 months or longer	0
Debt Securities [Member]
Realized gains (losses) [Abstract]
Total realized gains	1,783,000	3,569,000
Fair Value at Sale of securities with realized gains	50,950,000	66,680,000
Total realized losses	(391,000)	(595,000)
Fair Value at Sale of securities with realized losses	13,291,000	18,086,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	101,000
Debt/Equity securities, Less than 12 months	101,000
Debt/Equity securities, 12 months or longer	0
Investment income [Abstract]
Net realized gains	1,392,000	2,974,000	4,275,000
Net realized and unrealized investment gains (losses) [Abstract]
Net realized gains (losses)	1,392,000	2,974,000	4,275,000
Net unrealized gains (losses)	4,634,000	2,345,000	143,000
Equity Securities [Member]
Realized gains (losses) [Abstract]
Total realized gains	1,403,000	1,240,000
Fair Value at Sale of securities with realized gains	6,709,000	8,305,000
Total realized losses	(1,723,000)	(1,489,000)
Fair Value at Sale of securities with realized losses	6,560,000	3,510,000
Investment income [Abstract]
Net realized gains	(320,000)	(249,000)	2,502,000
Net realized and unrealized investment gains (losses) [Abstract]
Net realized gains (losses)	(320,000)	(249,000)	2,502,000
Net unrealized gains (losses)	1,887,000	(939,000)	692,000
International [Member]
Schedule of Available-for-sale Securities [Line Items]
Debt maturities, held to maturity, at amortized cost	140,000	0
Debt securities, at market [Abstract]
Debt securities, at market	3,111,000	1,523,000
Percent of debt securities at market to total investments (in hundredths)	2.39%	1.18%
Debt securities, at amortized cost [Abstract]
Debt securities, at amortized cost	140,000	0
Percent of debt securities at amortized cost to total investments (in hundredths)	0.11%	0.00%
Debt Securities - Available-For-Sale [Abstract]
Debt Securities - Available-For-Sale, Amortized Cost	3,005,000	1,519,000
Debt Securities - Available-For-Sale, Gross Unrealized Gains	107,000	9,000
Debt Securities - Available-For-Sale, Gross Unrealized Losses	1,000	5,000
Debt Securities - Available-For-Sale, Estimated Fair Value	3,111,000	1,523,000
Debt Securities - Held-To-Maturity [Abstract]
Debt Securities - Held-To-Maturity, Amortized Cost	140,000
Debt Securities - Held-To-Maturity, Gross Unrealized Gains	0
Debt Securities - Held-To-Maturity, Gross Unrealized Losses	1,000
Debt Securities - Held-To-Maturity, Estimated Fair Value	139,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	1,000
Debt/Equity securities, Less than 12 months	1,000
Debt/Equity securities, 12 months or longer	0
Common Stock [Member]
Debt Securities - Held-To-Maturity [Abstract]
Equity securities - common stocks, Amortized Cost	19,095,000	18,966,000
Equity securities - common stocks, Gross Unrealized Gains	2,505,000	1,057,000
Equity securities - common stocks, Gross Unrealized Losses	618,000	1,995,000
Equity securities - common stocks, Estimated Fair Value	20,982,000	18,028,000
Continuous unrealized loss position [Abstract]
Debt/Equity securities, Unrealized (Losses)	618,000
Debt/Equity securities, Less than 12 months	430,000
Debt/Equity securities, 12 months or longer	188,000
United States Treasury Notes [Member] | Federated National [Member]
Estimated Fair Value [Abstract]
Due in one year or less, Estimated Fair Value	63,481
Due after one through five years, Estimated Fair Value		2,193,300
United States Treasury Notes [Member] | American Vehicle [Member]
Estimated Fair Value [Abstract]
Due in one year or less, Estimated Fair Value	2,004,527
Due after one through five years, Estimated Fair Value		$ 64,438