CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Investments:
Debt securities, available-for-sale, at fair value (amortized cost of $534,551 and $512,645, respectively)	$ 542,835	$ 526,265
Debt Securities, Held-to-maturity	4,271	4,337
Equity securities, at fair value	17,324	20,039
Total investments	564,430	550,641
Cash and cash equivalents	123,190	133,361
Prepaid reinsurance premiums	89,465	145,659
Premiums receivable, net of allowance of $189 and $159, respectively	38,337	41,422
Reinsurance Recoverables, Including Reinsurance Premium Paid	261,150	209,615
Deferred acquisition costs and value of business acquired, net	57,715	56,136
Current and deferred income taxes, net	2,358	2,552
Other assets	29,456	28,633
Total assets	1,177,098	1,179,016
LIABILITIES AND SHAREHOLDERS’ EQUITY
Loss and loss adjustment expense reserves	375,675	324,362
Unearned premiums	358,258	360,870
Reinsurance payable	63,051	102,467
Debt and Lease Obligation	98,562	98,522
Deferred revenue	6,770	6,856
Other liabilities	35,608	37,246
Total liabilities	937,924	930,323
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
Common Stock, Value, Issued	139	144
Additional paid-in capital	168,130	167,677
Accumulated other comprehensive income (loss)	6,253	10,281
Retained earnings	64,652	70,591
Total shareholders’ equity	239,174	248,693
Total liabilities and shareholders' equity	1,177,098	1,179,016
Goodwill	10,997	10,997
Reinsurance Recoverable, Allowance for Credit Loss	53	0
Debt Securities, Held-to-maturity, Allowance for Credit Loss	$ 2	$ 0