X0201 4 2003-11-24 0 0001040719 HANOVER CAPITAL MORTGAGE HOLDINGS INC hcm 0001069759 MIZERAK JOYCE S HANOVER CAPITAL MORTGAGE HOLDINGS INC 100 METROPLEX DRIVE EDISON NJ 08817 1 1 0 0 Sr. Mg. Director & Secretary common 2003-11-24 4 X 0 34440 3.875 A 187953 D common 2003-11-24 4 X 0 11668 4.625 A 199621 D options 15 2001-09-19 4 J 0 0 15 A 2001-09-19 2007-09-18 common 24399 24399 D options 15.75 2002-07-01 4 J 0 0 15.75 A 2002-07-01 2010-06-30 common 18630 18630 D options 4.625 2003-11-24 4 X 0 11668 4.625 D 2000-07-29 2010-07-28 common 11668 0 D options 3.875 2003-11-24 4 X 0 34440 3.875 D 2001-05-18 2010-02-17 common 34440 0 D This date represents the date options first exercisable. No transaction took place on this date. No transaction took place on this date. Date provided is date options first exercisable under the 1997 Executive and Non-Employee Director Stock Option Plan. Joyce S. Mizerak 2003-11-25