X0306 5 2013-12-31 0 0 0001005817 TOMPKINS FINANCIAL CORP TMP 0001069496 BYRNES JAMES J TOMPKINS FINANCIAL CORPORATION P O BOX 460 ITHACA NY 14851 1 Common Stock 45036 D 7% Convertible Trust Preferred - IRA 2019-04-15 2039-03-31 Common Stock 12091.8 500 D The Trust Preferred Securities were issued by Tompkins Capital Trust I, all of the common securities of which are owned by Tompkins Financial Corporation (TMP). The Trust Preferred Securities are convertible, at any time on or after April 15, 2019, into TMP Common Stock at a price of $41.35 per share or, if higher, the average of the closing prices of TMP Common Stock on the trading days in the calendar quarter preceding the date of conversion. The amount set out in Item #7 above uses the $41.35 conversion price. /s/ James J. Byrnes 2014-01-21