EX-99.1 3 exh99_1.txt JOINT FILING AGREEMENT Exhibit 99.1 JOINT FILING AGREEMENT PURSUANT TO RULE 13D-1(K)(1) The undersigned acknowledge and agree that the foregoing statement on Schedule 13D is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13D shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements. The undersigned acknowledge that each shall be responsible for the timely filing of such amendments, and for the completeness and accuracy of the information concerning him or it contained therein, but shall not be responsible for the completeness and accuracy of the information concerning the others, except to the extent that it knows or has reason to believe that such information is inaccurate. DATED: January 27, 2004 LIGHTYEAR PBI HOLDINGS, LLC By: /s/ Bruce Rubin --------------------------------------- Name: Bruce Rubin Title: Manager THE LIGHTYEAR FUND, L.P. By: Lightyear Fund GP, LLC, its general partner By: Marron & Associates, LLC, its sole member By: /s/ Bruce Rubin ------------------------------ Name: Bruce Rubin, Attorney-in-Fact for Donald B. Marron THE LIGHTYEAR CO-INVEST PARTNERSHIP, L.P. By: Lightyear Fund GP, LLC, its general partner By: Marron & Associates, LLC, its sole member By: /s/ Bruce Rubin ------------------------------ Name: Bruce Rubin, Attorney-in-Fact for Donald B. Marron LIGHTYEAR FUND GP, LLC By: Marron & Associates, LLC, its sole member By: /s/ Bruce Rubin ------------------------------ Name: Bruce Rubin, Attorney-in-Fact for Donald B. Marron MARRON & ASSOCIATES, LLC By: /s/ Bruce Rubin -------------------------- Name: Bruce Rubin, Attorney-in-Fact for Donald B. Marron DONALD B. MARRON, an individual /s/ Bruce Rubin ----------------------------- Bruce Rubin, Attorney-in-Fact