BUSINESS SEGMENTS (Tables)

3 Months Ended

Mar. 31, 2014

BUSINESS SEGMENTS

Operating results and key financial measures for operating segments

	Three Months Ended March 31, 2014
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	98,724		$	169,076		$	18,373		$	286,173
Charge for funds used	(16,045		)	(21,328		)	(23,123		)	(60,496		)
Interest spread on funds used	82,679			147,748			(4,750		)	225,677
Interest expense	(11,711		)	(3,280		)	(13,216		)	(28,207		)
Credit on funds provided	48,193			8,436			3,867			60,496
Interest spread on funds provided	36,482			5,156			(9,349		)	32,289
Net interest income	$	119,161		$	152,904		$	(14,099	)	$	257,966
Provision for loan losses	$	2,652		$	4,281		$	—		$	6,933
Depreciation, amortization and accretion	2,571			(3,328		)	14,293			13,536
Goodwill	354,163			104,304			—			458,467
Segment pre-tax profit (loss)	50,084			84,735			(23,129		)	111,690
Segment assets	7,877,996			13,661,149			5,861,881			27,401,026

	Three Months Ended March 31, 2013
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	82,839		$	140,060		$	15,524		$	238,423
Charge for funds used	(19,983		)	(28,073		)	9,273			(38,783		)
Interest spread on funds used	62,856			111,987			24,797			199,640
Interest expense	(12,644		)	(4,378		)	(12,110		)	(29,132		)
Credit on funds provided	32,395			3,623			2,765			38,783
Interest spread on funds provided	19,751			(755		)	(9,345		)	9,651
Net interest income	$	82,607		$	111,232		$	15,452		$	209,291
Provision for loan losses	$	3,680		$	647		$	—		$	4,327
Depreciation, amortization and accretion	2,420			(2,819		)	15,396			14,997
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	18,927			66,681			20,902			106,510
Segment assets	6,665,478			10,464,086			5,972,391			23,101,955