BUSINESS SEGMENTS (Tables)

6 Months Ended

Jun. 30, 2013

BUSINESS SEGMENTS

Operating results and key financial measures for operating segments

	Three Months Ended June 30, 2013
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	93,928		$	147,168		$	14,257		$	255,353
Charge for funds used	(17,901		)	(27,883		)	156			(45,628		)
Interest spread on funds used	76,027			119,285			14,413			209,725
Interest expense	(11,708		)	(3,940		)	(12,061		)	(27,709		)
Credit on funds provided	36,022			5,711			3,895			45,628
Interest spread on funds provided	24,314			1,771			(8,166		)	17,919
Net interest income	$	100,341		$	121,056		$	6,247		$	227,644
Provision for loan losses	$	2,886		$	6,114		$	—		$	9,000
Depreciation, amortization and accretion	5,865			3,445			14,602			23,912
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	32,493			65,514			13,863			111,870
Segment assets	7,035,908			10,903,753			5,368,745			23,308,406

	Three Months Ended June 30, 2012
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	92,369		$	152,148		$	21,845		$	266,362
Charge for funds used	(22,149		)	(29,922		)	10,508			(41,563		)
Interest spread on funds used	70,220			122,226			32,353			224,799
Interest expense	(14,218		)	(5,196		)	(13,791		)	(33,205		)
Credit on funds provided	33,731			3,292			4,540			41,563
Interest spread on funds provided	19,513			(1,904		)	(9,251		)	8,358
Net interest income	$	89,733		$	120,322		$	23,102		$	233,157
Provision for loan losses	$	10,375		$	5,125		$	—		$	15,500
Depreciation, amortization and accretion	2,466			(6,474		)	10,013			6,005
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	18,483			63,257			22,654			104,394
Segment assets	6,516,382			10,058,264			4,951,088			21,525,734

	Six Months Ended June 30, 2013
	Retail			Commercial
	Banking			Lending			Other			Total
	(In thousands)
Interest income	$	176,767		$	287,228		$	29,781		$	493,776
Charge for funds used	(37,885		)	(55,956		)	9,429			(84,412		)
Interest spread on funds used	138,882			231,272			39,210			409,364
Interest expense	(24,353		)	(8,317		)	(24,171		)	(56,841		)
Credit on funds provided	68,418			9,334			6,660			84,412
Interest spread on funds provided	44,065			1,017			(17,511		)	27,571
Net interest income	$	182,947		$	232,289		$	21,699		$	436,935
Provision for loan losses	$	6,566		$	6,761		$	—		$	13,327
Depreciation, amortization and accretion	8,286			626			29,997			38,909
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	51,420			132,195			34,765			218,380
Segment assets	7,035,908			10,903,753			5,368,745			23,308,406

	Six Months Ended June 30, 2012
	Retail			Commercial
	Banking			Lending			Other			Total
	(In thousands)
Interest income	$	178,622		$	295,113		$	46,677		$	520,412
Charge for funds used	(44,409		)	(59,671		)	19,428			(84,652		)
Interest spread on funds used	134,213			235,442			66,105			435,760
Interest expense	(29,766		)	(12,262		)	(26,309		)	(68,337		)
Credit on funds provided	68,771			6,416			9,465			84,652
Interest spread on funds provided	39,005			(5,846		)	(16,844		)	16,315
Net interest income	$	173,218		$	229,596		$	49,261		$	452,075
Provision for loan losses	$	17,289		$	16,311		$	—		$	33,600
Depreciation, amortization and accretion	14,399			10,658			19,617			44,674
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	40,242			123,684			48,263			212,189
Segment assets	6,516,382			10,058,264			4,951,088			21,525,734