SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2012

SEGMENT INFORMATION

Operating results and key financial measures for operating segments

	Year Ended December 31, 2012
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	356,244		$	617,041		$	77,810		$	1,051,095
Charge for funds used	(85,811		)	(118,688		)	44,407			(160,092		)
Interest spread on funds used	270,433			498,353			122,217			891,003
Interest expense	(57,401		)	(23,226		)	(51,541		)	(132,168		)
Credit on funds provided	130,713			13,138			16,241			160,092
Interest spread on funds provided	73,312			(10,088		)	(35,300		)	27,924
Net interest income	$	343,745		$	488,265		$	86,917		$	918,927
Provision for loan losses	$	28,729		$	36,455		$	—		$	65,184
Depreciation, amortization and accretion (1)	12,869			(13,277		)	44,159			43,751
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	74,836			266,168			84,588			425,592
Segment assets	6,552,217			10,421,160			5,562,733			22,536,110
	Year Ended December 31, 2011
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	358,853		$	619,766		$	101,829		$	1,080,448
Charge for funds used	(94,098		)	(142,056		)	3,690			(232,464		)
Interest spread on funds used	264,755			477,710			105,519			847,984
Interest expense	(85,356		)	(31,407		)	(60,659		)	(177,422		)
Credit on funds provided	202,080			13,863			16,521			232,464
Interest spread on funds provided	116,724			(17,544		)	(44,138		)	55,042
Net interest income	$	381,479		$	460,166		$	61,381		$	903,026
Provision for loan losses	$	27,888		$	67,118		$	—		$	95,006
Depreciation, amortization and accretion (1)	43,899			62,803			21,552			128,254
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	102,217			227,766			53,351			383,334
Segment assets	6,530,138			10,157,195			5,281,334			21,968,667
	Year Ended December 31, 2010
	Retail			Commercial
	Banking			Banking			Other			Total
	(In thousands)
Interest income	$	355,198		$	659,703		$	80,930		$	1,095,831
Charge for funds used	(113,121		)	(156,303		)	29,514			(239,910		)
Interest spread on funds used	242,077			503,400			110,444			855,921
Interest expense	(112,703		)	(24,756		)	(63,658		)	(201,117		)
Credit on funds provided	209,040			14,346			16,524			239,910
Interest spread on funds provided	96,337			(10,410		)	(47,134		)	38,793
Net interest income	$	338,414		$	492,990		$	63,310		$	894,714
Provision for loan losses	$	73,021		$	127,138		$	—		$	200,159
Depreciation, amortization and accretion (1)	59,060			100,546			2,810			162,416
Goodwill	320,566			16,872			—			337,438
Segment pre-tax (loss) profit	(4,992		)	157,932			102,969			255,909
Segment assets	6,580,118			9,856,661			4,263,758			20,700,537

(1) Includes amortization and accretion related to the FDIC indemnification asset.