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CUSTOMER DEPOSIT ACCOUNTS (Tables)
12 Months Ended
Dec. 31, 2012
CUSTOMER DEPOSIT ACCOUNTS  
Summary of customer deposit account balances

 

 

 

 

 

December 31,

 

 

 

 

2012

 

 

 

2011

 

 

 

 

(In thousands)

 

Noninterest-bearing demand

 

 

$

4,535,877

 

 

 

$

3,492,795

 

Interest-bearing checking

 

 

1,230,372

 

 

 

971,179

 

Money market accounts

 

 

5,000,309

 

 

 

4,678,409

 

Savings deposits

 

 

1,421,182

 

 

 

1,164,618

 

Total core deposits

 

 

12,187,740

 

 

 

10,307,001

 

 

 

 

 

 

 

 

 

 

Time deposits:

 

 

 

 

 

 

 

 

Less than $100,000

 

 

1,884,577

 

 

 

2,186,604

 

$100,000 or greater

 

 

4,237,037

 

 

 

4,959,397

 

Total time deposits

 

 

6,121,614

 

 

 

7,146,001

 

Total deposits

 

 

$

18,309,354

 

 

 

$

17,453,002

 

Scheduled maturities of time deposits

 

 

 

 

 

$100,000 or

 

 

 

Less Than

 

 

 

 

 

 

 

 

Greater

 

 

 

$100,000

 

 

 

Total

 

 

 

 

(In thousands)

 

 

 

 

 

 

2013

 

 

$

3,554,815

 

 

 

$

1,658,151

 

 

 

$

5,212,966

 

2014

 

 

316,197

 

 

 

128,930

 

 

 

445,127

 

2015

 

 

52,027

 

 

 

49,466

 

 

 

101,493

 

2016

 

 

116,015

 

 

 

17,532

 

 

 

133,547

 

2017

 

 

149,052

 

 

 

30,493

 

 

 

179,545

 

Thereafter

 

 

48,931

 

 

 

5

 

 

 

48,936

 

Total

 

 

$

4,237,037

 

 

 

$

1,884,577

 

 

 

$

6,121,614

 

Summary of interest expense on customer deposits by account type

 

 

 

 

 

December 31,

 

 

 

 

2012

 

 

 

2011

 

 

 

2010

 

 

 

 

(In thousands)

 

Interest-bearing checking

 

 

$

3,163

 

 

 

$

3,009

 

 

 

$

2,349

 

Money market accounts

 

 

16,984

 

 

 

20,610

 

 

 

29,514

 

Savings deposits

 

 

2,795

 

 

 

2,988

 

 

 

3,986

 

Time deposits:

 

 

 

 

 

 

 

 

 

 

 

 

Less than $100,000

 

 

20,655

 

 

 

29,329

 

 

 

34,958

 

$100,000 or greater

 

 

32,298

 

 

 

51,174

 

 

 

45,930

 

Total

 

 

$

75,895

 

 

 

$

107,110

 

 

 

$

116,737