BUSINESS SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2012

BUSINESS SEGMENTS

Operating results and key financial measures for operating segments

	Three Months Ended September 30, 2012
	Retail			Commercial
	Banking			Lending			Other			Total
	(In thousands)
Interest income	$	87,603		$	151,458		$	15,101		$	254,162
Charge for funds used	(20,983		)	(29,088		)	12,117			(37,954		)
Interest spread on funds used	66,620			122,370			27,218			216,208
Interest expense	(13,986		)	(5,959		)	(12,309		)	(32,254		)
Credit on funds provided	31,231			3,115			3,608			37,954
Interest spread on funds provided	17,245			(2,844		)	(8,701		)	5,700
Net interest income	$	83,865		$	119,526		$	18,517		$	221,908
Provision for loan losses	$	12,097		$	6,403		$	—		$	18,500
Depreciation, amortization and accretion	2,001			(6,979		)	9,647			4,669
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	14,223			73,168			17,812			105,203
Segment assets	6,366,341			10,121,984			5,324,840			21,813,165

	Three Months Ended September 30, 2011
	Retail			Commercial
	Banking			Lending			Other			Total
	(In thousands)
Interest income	$	88,189		$	166,789		$	27,763		$	282,741
Charge for funds used	(22,394		)	(33,575		)	2,257			(53,712		)
Interest spread on funds used	65,795			133,214			30,020			229,029
Interest expense	(21,407		)	(9,248		)	(14,304		)	(44,959		)
Credit on funds provided	46,480			3,291			3,941			53,712
Interest spread on funds provided	25,073			(5,957		)	(10,363		)	8,753
Net interest income	$	90,868		$	127,257		$	19,657		$	237,782
Provision for loan losses	$	11,185		$	10,815		$	—		$	22,000
Depreciation, amortization and accretion	6,815			2,912			6,943			16,670
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	15,773			64,290			17,622			97,685
Segment assets	6,230,680			10,345,990			5,236,376			21,813,046

	Nine Months Ended September 30, 2012
	Retail			Commercial
	Banking			Lending			Other			Total
	(In thousands)
Interest income	$	266,224		$	446,572		$	61,778		$	774,574
Charge for funds used	(65,392		)	(88,759		)	31,545			(122,606		)
Interest spread on funds used	200,832			357,813			93,323			651,968
Interest expense	(43,752		)	(18,221		)	(38,618		)	(100,591		)
Credit on funds provided	100,002			9,531			13,073			122,606
Interest spread on funds provided	56,250			(8,690		)	(25,545		)	22,015
Net interest income	$	257,082		$	349,123		$	67,778		$	673,983
Provision for loan losses	$	29,385		$	22,715		$	—		$	52,100
Depreciation, amortization and accretion	16,401			3,679			29,263			49,343
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	54,465			196,852			66,075			317,392
Segment assets	6,366,341			10,121,984			5,324,840			21,813,165

	Nine Months Ended September 30, 2011
	Retail			Commercial
	Banking			Lending			Other			Total
	(In thousands)
Interest income	$	270,943		$	465,138		$	75,463		$	811,544
Charge for funds used	(72,073		)	(111,128		)	2,759			(180,442		)
Interest spread on funds used	198,870			354,010			78,222			631,102
Interest expense	(67,515		)	(23,236		)	(46,841		)	(137,592		)
Credit on funds provided	158,212			10,225			12,005			180,442
Interest spread on funds provided	90,697			(13,011		)	(34,836		)	42,850
Net interest income	$	289,567		$	340,999		$	43,386		$	673,952
Provision for loan losses	$	20,128		$	54,878		$	—		$	75,006
Depreciation, amortization and accretion	34,941			51,012			14,129			100,082
Goodwill	320,566			16,872			—			337,438
Segment pre-tax profit	81,443			164,258			34,294			279,995
Segment assets	6,230,680			10,345,990			5,236,376			21,813,046